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Insurance personal trainer

  • 15-09-2019 2:18pm
    #1
    Itainire
    Registered Users, Registered Users 2 Posts: 93 ✭✭


    Hello! I work as fitness instructor and lifeguard in a gym. Some my co workers do extra money with PT clients and I would like to start. My manager said I need my own insurance for PT clients.. I am terrible with these kinda things and I have no clue where to start to get my own insurance.. any tips??

    P.s.
    I have already Googled "personal trainer insurance Ireland" and I am still confused for the fact that I will be training my clients in the gym where I work


Comments

  • #2
    peteb2
    Registered Users, Registered Users 2 Posts: 1,813 ✭✭✭peteb2


    You just need public liaibility cover. Cost you about €150.


  • #3
    coylemj
    Registered Users, Registered Users 2 Posts: 25,620 ✭✭✭✭coylemj


    I think what the OP needs is professional liability insurance - public liability covers you when your neighbour calls to visit and trips over a bump in your carpet. OP's situation relates to the provision of a professional servce which is different.

    The gym will probaly insist that your policy indemnifies them i.e. if anyone sues you then your policy will pick up the tab for any injury/damage attritutabe both to you and the gym. That estimate above sounds a bit low though I confess to having no direct knowledge of the business.


  • #4
    peteb2
    Registered Users, Registered Users 2 Posts: 1,813 ✭✭✭peteb2


    Public liability covers any injury to third parties i.e. members of the public. They probably through in a bit of professional indemnity. But lets get lost in the language of it. If you call a broker and ask for public liaiblity cover as a personal trainer they will know what you are after.

    Balens do it / used to do it. BGi also do it. But you'll need to get it through a broker.


  • #5
    Cape Clear
    Registered Users, Registered Users 2 Posts: 2,722 ✭✭✭Cape Clear


    Itainire wrote: »
    Hello! I work as fitness instructor and lifeguard in a gym. Some my co workers do extra money with PT clients and I would like to start. My manager said I need my own insurance for PT clients.. I am terrible with these kinda things and I have no clue where to start to get my own insurance.. any tips??

    P.s.
    I have already Googled "personal trainer insurance Ireland" and I am still confused for the fact that I will be training my clients in the gym where I work

    Are youa quallified instructor/PT? If so try these guys. good luck with the new venture!

    https://www.balens.co.uk/

    https://irishtherapists.ie/insurance-details-complementary-therapists-ireland-discounted-rates.php


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