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AIB platinum credit card

  • 01-09-2019 4:15pm
    #1
    masterboy123
    Registered Users, Registered Users 2 Posts: 5,914 ✭✭✭


    I am using AIB platinum card regularly and bills around 1500 a month.

    There is a supposed to be a cashback of 1% but I see some cashback only ever 6 months.

    Any idea about this?


Comments

  • #2
    JTMan
    Registered Users, Registered Users 2 Posts: 5,557 ✭✭✭JTMan


    From AIB.ie:
    Cash Back Awards:
    Spend over €5,000 (and up to €50,000) in any 12 month period from your account opening date, we will give you 0.5% of that amount back (maximum award for each 12 month period is €225)


  • #3
    CVB
    Registered Users, Registered Users 2 Posts: 472 ✭✭CVB


    What’s your limit on your card ?


  • #4
    msmx5
    Registered Users, Registered Users 2 Posts: 480 ✭✭msmx5


    JTMan wrote: »
    From AIB.ie:

    Yeah, it only kicks in after the first 5k, then it's 0.5% p.m.

    Not a bad deal if you use the card a lot. I've got over €160 back since Jan


  • #5
    masterboy123
    Registered Users, Registered Users 2 Posts: 5,914 ✭✭✭masterboy123


    5000 euros a month.
    CVB wrote: »
    What’s your limit on your card ?


  • #6
    masterboy123
    Registered Users, Registered Users 2 Posts: 5,914 ✭✭✭masterboy123


    I have definitely spent over 10,000 euros on that credit card this year. But not getting any cash back. I have set direct debit, so it deducts money automatically around end of first week of every month.

    What date do you receive this cashback? Is it monthly?
    msmx5 wrote: »
    Yeah, it only kicks in after the first 5k, then it's 0.5% p.m.

    Not a bad deal if you use the card a lot. I've got over €160 back since Jan


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  • #7
    JTMan
    Registered Users, Registered Users 2 Posts: 5,557 ✭✭✭JTMan


    Monthly


  • #8
    masterboy123
    Registered Users, Registered Users 2 Posts: 5,914 ✭✭✭masterboy123


    Will contact credit card department tomorrow.


  • #9
    ashes2014
    Registered Users, Registered Users 2 Posts: 89 ✭✭ashes2014


    Ohhh, I like the idea of cashback on a card. I use one for nearly everything anyway.


  • #10
    dotsman
    Registered Users, Registered Users 2 Posts: 3,636 ✭✭✭dotsman


    Mr.S wrote: »
    Just keep in mind it's capped at €225, so you need bill ~50k on the card in a year to get the full amount.

    (KBC give 1% but capped at €120 for the year, but no starting limits)

    It should also be noted that you only get cashback on certain types of purchases. Not sure why they have to make it so fcukin stupid. If it wasn't for that BS, I would have replaced my Platinum with this card.


  • #11
    masterboy123
    Registered Users, Registered Users 2 Posts: 5,914 ✭✭✭masterboy123


    I just checked, I got tenner or so every month up until June 2019.
    Is it possible that my annual credit cycle runs from July to July, which means I need to spend 5k after July in order to get cashback awards?
    Mr.S wrote: »
    Just keep in mind it's capped at €225, so you need bill ~50k on the card in a year to get the full amount.

    (KBC give 1% but capped at €120 for the year, but no starting limits)


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  • #12
    daheff
    Registered Users, Registered Users 2 Posts: 5,933 ✭✭✭daheff


    is there an annual fee for the aib platinum card? if so how much


  • #13
    masterboy123
    Registered Users, Registered Users 2 Posts: 5,914 ✭✭✭masterboy123


    30 euros per year.
    daheff wrote: »
    is there an annual fee for the aib platinum card? if so how much


  • #14
    shanec1928
    Registered Users, Registered Users 2 Posts: 4,200 ✭✭✭shanec1928


    masterboy123 wrote: »
    30 euros per year.
    which is the government charge


  • #15
    masterboy123
    Registered Users, Registered Users 2 Posts: 5,914 ✭✭✭masterboy123


    No extra charges than this.
    shanec1928 wrote: »
    which is the government charge


  • #16
    daheff
    Registered Users, Registered Users 2 Posts: 5,933 ✭✭✭daheff


    shanec1928 wrote: »
    which is the government charge

    thanks.

    in that case its really a no brainer if you pay it off in full each month.

    I think i'd probably put 10-15k a year onto my card. I could do more too if it was getting me some rebate. and at least it would cover that fecking govt tax!!!


  • #17
    um7y1h83ge06nx
    Closed Accounts Posts: 5,029 ✭✭✭um7y1h83ge06nx


    I have this card and since getting it I only use my debit card for cash withdrawals which isn't often.

    I use this credit card too to top up my Revolut account.

    0.5% isn't much but it applies to everything and it all adds up.


  • #18
    masterboy123
    Registered Users, Registered Users 2 Posts: 5,914 ✭✭✭masterboy123


    I do the same.

    Have you noticed if your annual cycle for cashback rewards has reset?

    I am not getting cashback for last 2 months. Tried calling them but on waiting for like 20 min so I hung up.
    Daphne Salmon Detergent wrote: »
    I have this card and since getting it I only use my debit card for cash withdrawals which isn't often.

    I use this credit card too to top up my Revolut account.

    0.5% isn't much but it applies to everything and it all adds up.


  • #19
    josephsoap
    Registered Users, Registered Users 2 Posts: 657 ✭✭✭josephsoap


    daheff wrote: »
    thanks.

    in that case its really a no brainer if you pay it off in full each month.

    I think i'd probably put 10-15k a year onto my card. I could do more too if it was getting me some rebate. and at least it would cover that fecking govt tax!!!

    If you spend 10k in one month and then didn’t use the card for a while would you get any further rebates?


  • #20
    dastardly00
    Registered Users, Registered Users 2 Posts: 13,506 ✭✭✭✭dastardly00


    Based on my normal usage of the Plantinum cc, I get approx. €10 per month cashback. But I didn't get anything for January & February of this year even though I would have used the cc as normal. Then in March I got cashback that was approx. three times of my usual amount... might be a similar case to you OP?


  • #21
    Nonoperational
    Registered Users, Registered Users 2 Posts: 7,401 ✭✭✭Nonoperational


    Best card on the market in Ireland by miles. €225 a year free money for the past 5 years for me.


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  • #22
    masterboy123
    Registered Users, Registered Users 2 Posts: 5,914 ✭✭✭masterboy123


    OK, so I am not alone in this :D
    Hope our cashback returns soon.

    dastardly00 wrote: »
    Based on my normal usage of the Plantinum cc, I get approx. €10 per month cashback. But I didn't get anything for January & February of this year even though I would have used the cc as normal. Then in March I got cashback that was approx. three times of my usual amount... might be a similar case to you OP?


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