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Can Ulster bank see Natwest statements

  • 30-08-2019 7:27am
    #1
    hdwinny
    Registered Users, Registered Users 2 Posts: 3 ✭


    I'm going through a mortgage approval with Ulster Bank and they have requested to see my UK bank statements with Natwest which showed up on my credit report. I would assume being part of the same brand they could pull the information through?


Comments

  • #2
    TheChizler
    Registered Users, Registered Users 2 Posts: 9,514 ✭✭✭TheChizler


    When I was applying with kbc they couldn't pull statements from a bank account we had with themselves, so I wouldn't expect ulster bank to be able to pull something from what is technically a different bank.


  • #3
    phormium
    Registered Users, Registered Users 2 Posts: 3,395 ✭✭✭phormium


    Not at all, the cannot see them, separate banks. Just because they have the same owner as such doesn't mean systems are linked.

    Hell I can't even return something I buy in one Tesco in my town in the other one in the town so links don't always mean much!


  • #4
    hdwinny
    Registered Users, Registered Users 2 Posts: 3 ✭hdwinny


    You'd assume in 21st Century things would run smoother and be more organized!


  • #5
    TheChizler
    Registered Users, Registered Users 2 Posts: 9,514 ✭✭✭TheChizler


    Maybe in future this kind of thing will be easier as a result of PSD2, but for the moment we have to continue cutting down a small forest for each application.


  • #6
    hdwinny
    Registered Users, Registered Users 2 Posts: 3 ✭hdwinny


    It would also make it easier for validation purposes. I understand in America they do VOD (verification of deposit) forms. As far as i'm aware this isn't practice in Ireland.


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