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Best Bank to open joint account with

  • 15-08-2019 1:35pm
    #1
    lillycakes2
    Registered Users, Registered Users 2 Posts: 309 ✭✭


    Hi,

    Both me and my partner have our own current accounts, but we want to open a joint account to pay into for our mortgage/bills ets?

    Our current accounts are with BOI. Our mortgage is with Ulster Bank.

    Can anyone recommend which bank we should open our joint account with?

    Thanks in advance


Comments

  • #2
    Wheety
    Registered Users, Registered Users 2 Posts: 5,516 ✭✭✭Wheety


    Are you going to be paying money into this account from your own BOI? Would you be paying in over €2,000 a month between you? KBC offer free banking if you do. (Even if not, you can move money out and back in until you have reached a total of €2,000 in the month).

    We get paid into out KBC joint account and take money from that into our own accounts (mine is Revolut/N26 so no fees at all). Mortgage, bills and all household/car expenses come from that account and it's working very well for us.


  • #3
    lillycakes2
    Registered Users, Registered Users 2 Posts: 309 ✭✭lillycakes2


    I don't think we will have 2000 in it at any one time, are the fees expensive otherwise if you don't have a substantial amount at all times resting?


  • #4
    MarkR
    Moderators, Regional Midwest Moderators Posts: 11,183 Mod ✭✭✭✭MarkR


    lillycakes2 wrote: »
    I don't think we will have 2000 in it at any one time, are the fees expensive otherwise if you don't have a substantial amount at all times resting?

    You don't need to keep 2000 in it. Just deposits totalling that much during a month.


  • #5
    [Deleted User]
    Posts: 24,714 ✭✭✭✭ [Deleted User]


    Ebs money manager, totally fee free without any messing of having to pay in certain amounts per month or maintain a balance.


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