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N26 account cause issue with mortgage approval?

  • 31-07-2019 02:40PM
    #1
    SomeDude
    Registered Users, Registered Users 2 Posts: 286 ✭✭


    Hi All, I am considering opening an N26 account. I would be using it to keep track of work expenses. I’m currently with AIB and intend applying for a first time mortgage in the near future. Would having an N26 account cause any potential issues during the mortgage approval process?

    Thanks


Comments

  • #2
    srsly78
    Registered Users, Registered Users 2 Posts: 7,157 ✭✭✭srsly78


    Not so long as you cough up the statements for it.


  • #3
    duffman13
    Registered Users, Registered Users 2, Paid Member Posts: 9,273 ✭✭✭duffman13


    SomeDude wrote: »
    Hi All, I am considering opening an N26 account. I would be using it to keep track of work expenses. I’m currently with AIB and intend applying for a first time mortgage in the near future. Would having an N26 account cause any potential issues during the mortgage approval process?

    Thanks

    Definitely not but you'll need to provide statements, I'd similar recently with Revolut


  • #4
    SomeDude
    Registered Users, Registered Users 2 Posts: 286 ✭✭SomeDude


    Thanks for the replies guys


  • #5
    The J Stands for Jay
    Registered Users, Registered Users 2 Posts: 5,910 ✭✭✭The J Stands for Jay


    Been using N26 since 2015, got a mortgage in 2016. No issues once I gave in the statements.


  • #6
    NeonWolf
    Banned (with Prison Access) Posts: 359 ✭✭NeonWolf


    McGaggs wrote: »
    Been using N26 since 2015, got a mortgage in 2016. No issues once I gave in the statements.

    how far back did the statements have to go?

    I use revolut exclusively for gambling.!!!


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  • #7
    The J Stands for Jay
    Registered Users, Registered Users 2 Posts: 5,910 ✭✭✭The J Stands for Jay


    Mr.S wrote: »
    Typically 6-12 months is requested for statements on accounts.

    If you have regular top-ups / transfers to likes of Revolut, N26, PayPal you can be sure they will request the statements from those accounts too.

    Basically they will see your gambling transactions.

    Any bank account they see on any of your statements, they'll want statements for.


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