public liability insurance

sheesh

I need insurance for public liability while doing photography work. I am hoping some of the pros here might advise me as to what they use?

Bacchus

Currently with OBF Insurance Group. Happy with the quote I got from them and have a good reputation.

Bluefoam

What is your public liability? do you generally throw your camera at people in order to get a photo?

sheesh

Bluefoam wrote: »

What is your public liability? do you generally throw your camera at people in order to get a photo?

Don't be stupid I obviously have it connected to a a piece of string.

https://www.youtube.com/watch?v=4KA1eXUKZJ4

sheesh

Bacchus wrote: »

Currently with OBF Insurance Group. Happy with the quote I got from them and have a good reputation.

thanks Bacchus for the more constructive answer

flyingsnail

I have mine with O'Loughlin Insurance Group in Swords

Bluefoam wrote: »

What is your public liability? do you generally throw your camera at people in order to get a photo?

Some venues wont allow you to work without showing proof of PL cover, and given the current claims culture I think you would be insane to work without having cover

Effects

I'm with O'Loughlin as well. I've never been asked to show it anywhere I've had to shoot though.
I've a friend who uses Keystone. He's well known for being able to source the cheapest option so they might be worth a shot.

Mine's up next month so I'm going to shop around this year after using the same guys for 4 years now.

Homer

I have mine with O Loughlin also and have had to produce it (in advance) on numerous occasions to access pretty much any OPW (st Stephens green, inveigh gardens, etc) or local authority sites such as Malahide Castle, etc..

It also covers all my gear while outside the office and back at base.

Its a no brainer and also a legitimate business expense if you're a pro?

Paddy@CIRL

Another for OBF, I think they offer probably the most comprehensive coverage in Ireland.

pullandbang

I just switched to OBF as they offered a lower excess and automatic cover for hire/loaned equipment which my previous insurer just discontinued.

The J Stands for Jay

Just being nosey, but what sort of ballpark is the premium in for the cover?

pullandbang

McGaggs wrote: »

Just being nosey, but what sort of ballpark is the premium in for the cover?

Totally depends on the value of your equipment but expect to pay between €300 - €600

Davio

Is it true that the amount of public liability indemnity should not be less than €2,600,000?