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Debt consolidation

  • 15-07-2019 4:42pm
    #1
    Posts: 0


    Just have a few questions about debt consolidation.

    Applied for a top up loan recently to clear credit card that i fell behind on.

    Had another loan out too and the lovely woman suggested i get a loan and clear everything all into one and just pay them.

    I have to go up and discuss a payment plan with them, how exactly will it work? I was asked to get a final payment off other loan and credit card which is no problem.

    If i get the loan from will they go ahead and pay the credit card and other loan themselves or will they send money to my account to pay it?

    I have saved last few months and almost have enough to pay off one loan.

    Or should i just pay off the second loan now and have one loan and one credit card?

    Or get the consolidation loan over five years and pay extra each month?


Comments

  • Moderators, Business & Finance Moderators Posts: 17,858 Mod ✭✭✭✭Henry Ford III


    Clear your existing loans first if you can. Things will be much easier if you do so.


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