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ICB Credit Rating Query

  • 01-07-2019 01:58PM
    #1
    Registered Users, Registered Users 2 Posts: 1


    Hi All
    Hoping someone can help.
    Ordered ICB report - first one i forgot to add in an address i lived in years ago.
    basically any time I have moved out to rent i never changed my address with any financial institute etc just left it with my mams address.
    So the first one i applied for i forgot the address and it left out a loan i had years ago that i defaulted on a few full payments as i was in college and struggling.. i assume i must have changed the correspondence address at the time with halifax but didnt remember doing so.. it is due to be removed from my report in November anyway but i am just wondering if i was to submit the credit report with just my parents address - would the bank lender still get wind of this even though it it connected to a different address that I havent provided them with?? Just wondering or if i should just wait until november until it is removed off my rating.
    Sorry long winded but trying to get everything in :)


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