Do insurance companies impose total km limits on private cars?

Stovepipe

Hi all,
A colleague told me that insurance companies apply a total km limit of 300,000 km on private cars and 500,000 km on light commercials and that, hidden in the insurance policy, is a requirement to tell the insurance company when you reach this total on your vehicle. Is this true? I had 326,000 on my last car before it went for scrap.

pablo128

Some of our work vans have upwards of 700k kms on them. No issue.

Atlantic Dawn

I know they do ask how many km's per year you use them, can't see any issue whatever mileage is on them once they have valid NCT/DOE.

punisher5112

Never heard of this but mileage you do a year yes....

biko

I've never heard of this. When you enter details for a quote you often enter a assumed mileage for the vehicle.
But afaik there is no legal nor policy requirement to tell the company about your actual mileage.

coylemj

Stovepipe wrote: »

Hi all,
A colleague told me that insurance companies apply a total km limit of 300,000 km on private cars and 500,000 km on light commercials and that, hidden in the insurance policy, is a requirement to tell the insurance company when you reach this total on your vehicle. Is this true?

No, it is not true. Challenge your colleague to download a policy document and show you where that condition is stated by any insurance company.