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Strong Customer Authentication

  • 17-06-2019 5:01pm
    #1
    Seve OB
    Registered Users, Registered Users 2 Posts: 16,119 ✭✭✭✭


    Anyone know anything about this from a consume point of view?
    as it are we all going to have to have smart phones and scan our fingerprints or face recognition now to buy things online?

    sounds like something that will drive me more to the actual shop


Comments

  • #2
    Darc19
    Registered Users, Registered Users 2 Posts: 3,817 ✭✭✭Darc19


    I wouldn't be too concerned. Every website has to have it. Whatever the authentication, you'll get used to it very quickly.

    I suspect that if you are using a phone that is registered with your card account there may not be too much if any extra layer as they can extrapolate details from the phone.

    For desktop they will send a text to your phone as one option.


  • #3
    Davy
    Registered Users, Registered Users 2 Posts: 19,340 CMod ✭✭✭✭Davy


    Example of changes in PTSB pdf


  • #4
    Cabaal
    Moderators, Technology & Internet Moderators, Regional South East Moderators Posts: 28,536 Mod ✭✭✭✭Cabaal


    PSD2 is a EU directive and a very sensible one at that, it'll reduce the amount of unauthorised credit card use online.
    Its fairly straight forward


  • #5
    Seve OB
    Registered Users, Registered Users 2 Posts: 16,119 ✭✭✭✭Seve OB


    Davy wrote: »
    Example of changes in PTSB pdf

    forgive my ignorance but that doesn't tell me anything really. all stuff that doesn't really make sense or answer any of the things which I understood would change.


  • #6
    Seve OB
    Registered Users, Registered Users 2 Posts: 16,119 ✭✭✭✭Seve OB


    Cabaal wrote: »
    PSD2 is a EU directive and a very sensible one at that, it'll reduce the amount of unauthorised credit card use online.
    Its fairly straight forward

    yes, I was of the understanding it had something to do with credit card purchases online.
    but, I don't have a smart phone.
    I don't want to be giving anyone my facial recognition or fingerprints.
    so what does it mean for me?


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  • #7
    my3cents
    Closed Accounts Posts: 9,764 ✭✭✭my3cents


    Seve OB wrote: »
    yes, I was of the understanding it had something to do with credit card purchases online.
    but, I don't have a smart phone.
    I don't want to be giving anyone my facial recognition or fingerprints.
    so what does it mean for me?

    I can't be the only person that does have a smart phone but doesn't have any coverage at home.


  • #8
    Seve OB
    Registered Users, Registered Users 2 Posts: 16,119 ✭✭✭✭Seve OB


    my3cents wrote: »
    I can't be the only person that does have a smart phone but doesn't have any coverage at home.

    so then you wont be making purchases online at home :D


  • #9
    my3cents
    Closed Accounts Posts: 9,764 ✭✭✭my3cents


    Seve OB wrote: »
    so then you wont be making purchases online at home :D

    I already avoid any Verified by Visa transactions just wonder what will happen next?


  • #10
    Darc19
    Registered Users, Registered Users 2 Posts: 3,817 ✭✭✭Darc19


    Seve OB wrote: »
    yes, I was of the understanding it had something to do with credit card purchases online.
    but, I don't have a smart phone.
    I don't want to be giving anyone my facial recognition or fingerprints.
    so what does it mean for me?

    It's your bank that will be asking confirmation not the website you are buying from.
    It's an extra layer of security to protect your details.

    In most cases it will simply entering a code that is sent to your mobile. A smartphone is not required.
    If you can't do this, they will give you a different option such as answering a particular question.


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