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Unsure about flood risk for insurance

  • 04-06-2019 11:21am
    #1
    mcbert
    Registered Users, Registered Users 2 Posts: 460 ✭✭


    Hi,

    thinking about buying a house and I notice a small stream nearby. Ive checked flood maps and there has been no recorded flooding in the estate or anywhere nearby.

    But what would insurance companies typically think? I assume I cant just pretend it doesnt exist if I applied for house insurance?

    But without any record of any flooding problem ever, do insurance companies typically ignore it?

    Can I ring them up before I own the house and just give and address and ask what the premium would be?

    Thanks.


Comments

  • #2
    Eggs For Dinner
    Registered Users, Registered Users 2 Posts: 3,055 ✭✭✭Eggs For Dinner


    Try a few online companies and put in the Eircode. See if it declines or restricts cover


  • #3
    Boardnashea
    Registered Users, Registered Users 2 Posts: 868 ✭✭✭Boardnashea


    Ask the neighbours


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