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Selling vehicle with active insurance

  • 01-06-2019 11:35pm
    #1
    kay 9
    Registered Users, Registered Users 2 Posts: 2,676 ✭✭✭


    As titled above, have someone viewing vehicle tomorrow.
    They can't get insurance on it until Tuesday I guess.
    So, they suggested I give consent to use mine as they have open driven insurance and in the event of an mishap/accident my insurance won't be affected.
    He reckons his will.
    As I don't understand it fully, can someone ease my mind.


Comments

  • #2
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,545 ✭✭✭✭colm_mcm


    He would only be covered third party if he were using his own policy, so if he crashes your car you’ll get nothing.
    If they had comprehensive open driving, there wouldn’t be an issue at all. They don’t though.


  • #3
    bazz26
    Registered Users, Registered Users 2 Posts: 51,481 ✭✭✭✭bazz26


    No way I'd be doing anything like that with a complete stranger. Once they buy the car insurance it to drive it home is the new owner's problem not yours. If they cannot get insurance until Tuesday then either they bring someone else with them tomorrow who has driving of other cars on their policy which allows them to drive a car they don't own away they collect the car on Tuesday once they have the insurance sorted.


  • #4
    wotzgoingon
    Registered Users, Registered Users 2 Posts: 14,309 ✭✭✭✭wotzgoingon


    You could drive the car to their house and ask for a few quid as at the end of the day you are doing them a favour.

    Or most sensible tell them to get someone who can transport a car.(car trailer or flatbed truck)


  • #5
    kay 9
    Registered Users, Registered Users 2 Posts: 2,676 ✭✭✭kay 9


    Cheers all.
    I'll have been paid before they take it.
    Just don't want my insurance being effected.
    Viewing cancelled until tomorrow.


  • #6
    Seth Brundle
    Moderators, Politics Moderators Posts: 42,146 Mod ✭✭✭✭Seth Brundle


    Do not let a stranger use your insurance.
    Make sure that you have the money before they take it for a test drive. Otherwise you drive during the test drive.
    Also if they are driving it before the ownership changes, photograph their license before they take it for a test drive as otherwise you may be liable for any points.


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  • #7
    kay 9
    Registered Users, Registered Users 2 Posts: 2,676 ✭✭✭kay 9


    Seth Brundle wrote: »
    Do not let a stranger use your insurance.
    Make sure that you have the money before they take it for a test drive. Otherwise you drive during the test drive.
    Also if they are driving it before the ownership changes, photograph their license before they take it for a test drive as otherwise you may be liable for any points.

    Cheers for that.


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