M4 toll - paying by card

DuckSlice

Hi all,

I went through the M4 toll yesterday, used my revolut card to pay the toll and the barrier opened. But I see today on my revolut account that the transaction was actually declined.

Will I get fined for this? should I ring up and pay the toll or is it their mess up?

Thanks.

granturismo

I googled that;

https://www.tii.ie/roads-tolling/tolling-information/toll-locations-and-charges/m4-kilcock-enfield-kinnegad/

DuckSlice

granturismo wrote: »

I googled that;

https://www.tii.ie/roads-tolling/tolling-information/toll-locations-and-charges/m4-kilcock-enfield-kinnegad/

I know the pricing or am I missing something in that link?

Del2005

etxp wrote: »

Hi all,

I went through the M4 toll yesterday, used my revolut card to pay the toll and the barrier opened. But I see today on my revolut account that the transaction was actually declined.

Will I get fined for this? should I ring up and pay the toll or is it their mess up?

Thanks.

No harm in ringing them. The bill usually multiples exponentially if you don't deal with it.

The same thing happened when I used Revolut on Ryanair to buy some snacks. The charge eventually went through after having been initially declined.

It's not your problem if you use a valid card under your name and the NRA lets you through the gates. Let NRA and Revolut discuss about the topic. You did nothing wrong and it's nothing to do with you.

Del2005

samih wrote: »

It's not your problem if you use a valid card under your name and the NRA lets you through the gates. Let NRA and Revolut discuss about the topic. You did nothing wrong and it's nothing to do with you.

That's not how it works. You have to pay the debt because you used the service. The fact that your card is declined does not let you avoid paying.

Phileas Frog

Del2005 wrote: »

No harm in ringing them. The bill usually multiples exponentially if you don't deal with it.

On the M50. This is the M4

corks finest

Del2005 wrote: »

etxp wrote: »

Hi all,

I went through the M4 toll yesterday, used my revolut card to pay the toll and the barrier opened. But I see today on my revolut account that the transaction was actually declined.

Will I get fined for this? should I ring up and pay the toll or is it their mess up?

Thanks.

No harm in ringing them. The bill usually multiples exponentially if you don't deal with it.

Yep ring them,I knew nothing of this drove through ( wasn't driving to santry in 14/15 years) got a bill 3 days later ,,rang up explained and they let me off with the basic price,I knew **** all about pre pay etc

L1011

Del2005 wrote: »

That's not how it works. You have to pay the debt because you used the service. The fact that your card is declined does not let you avoid paying.

They accepted payment. The responsibility to chase up is on their side.

This is not the m50 with post fact billing so most of the advice here is useless

Del2005

L1011 wrote: »

They accepted payment. The responsibility to chase up is on their side.

This is not the m50 with post fact billing so most of the advice here is useless

That's not how debts work. The OPs payment bounced most companies add changes when that happens.

DuckSlice

Thanks for all the replies, I'm leaning towards just forgetting about it. Does the M4 toll plaza have NPR cameras?

beertons

Get a toll tag, keep the card in your pocket, and drive on.

granturismo

etxp wrote: »

I know the pricing or am I missing something in that link?

Did you scroll down to the bottom of the link, there is a contact phone number and email.

You will never hear anything from the M4 toll if you dont pay.
Its actually possible to drive around the barrier on the very left.
I did it once a few years ago.

_Kaiser_

Just call them. For the sake of a few Euro is it really worth the potential hassle.

the.red.baron

Del2005 wrote: »

That's not how debts work. The OPs payment bounced most companies add changes when that happens.

If it bounced, they wouldn't be let through


this is the toll companies problem


they paid, their system should have not let them through if the payment didn't work

Del2005

the.red.baron wrote: »

If it bounced, they wouldn't be let through


this is the toll companies problem


they paid, their system should have not let them through if the payment didn't work

Not with a pre pay debit card. Its possible that there was a pending transaction, not all shops process card transactions instantly, which looked like the OP had enough funds but came out before the toll attempted to process their transaction. Or the toll company could have delayed their transaction and the OP spent the money elsewhere.

But nothing changes the fact that the OP has a debt to pay and is ignoring it.

DuckSlice

Decided to ring them and sort it for peace of mind, thanks all.

I didn't have to pay again they said it just takes a few days to go through with Revolut, so should go through today or Monday.

whomitconcerns

the.red.baron wrote: »

If it bounced, they wouldn't be let through


this is the toll companies problem


they paid, their system should have not let them through if the payment didn't work

Just to reiterate, as already stated. It is your problem, not theirs. The debt incurred by you is not discharged just because you think it is.

the.red.baron

Del2005 wrote: »

Not with a pre pay debit card. Its possible that there was a pending transaction, not all shops process card transactions instantly, which looked like the OP had enough funds but came out before the toll attempted to process their transaction. Or the toll company could have delayed their transaction and the OP spent the money elsewhere.

But nothing changes the fact that the OP has a debt to pay and is ignoring it.

what shops dont process transactions instantly


Not once has the above happened to me, if the debit card doesn't have money on it, it's declined

tcawley29

the.red.baron wrote: »

what shops dont process transactions instantly


Not once has the above happened to me, if the debit card doesn't have money on it, it's declined

Incorrect when using contactless. Got me out of many tight times in college

Del2005

A follow up on this. I used a loaded Visa card for the toll barriers on the M4 and M6. The card had enough credit but it was never taken, I'd used it to buy from Amazon so it is valid. Called both and they don't process the card payments till late at night, the machine just sees a credit card number and lets you through, and the bank kept refusing their requests for money the card still has enough credit on it, had to pay with my credit card in the end. One did ask was it a Revolut card!