Beyond economic repair?

Phillipphillip

Hi everyone I was looking into getting a 161 Peugeot partner after doing a online check it says the van was in a accident in England and was recorded as beyond economic repair ? Do anyone have any idea what it means and is it bad ? Should i just stay well clear the owner says he knew it needed to be repaired a wing and headlight and that he got them professional done and you wouldn't even notice that it was in a accident its not recorded as written off I will attach pics of the report any info would be great thanks

jmreire

Phillipphillip wrote: »

Hi everyone I was looking into getting a 161 Peugeot partner after doing a online check it says the van was in a accident in England and was recorded as beyond economic repair ? Do anyone have any idea what it means and is it bad ? Should i just stay well clear the owner says he knew it needed to be repaired a wing and headlight and that he got them professional done and you wouldn't even notice that it was in a accident any info would be great thanks

Hard to see how a 161 Peugeot Partner is being considered beyond economic repair, if it only needed a repair to the front wing, and a new headlamp???? Definitely something not right here...

Phillipphillip

jmreire wrote: »

Phillipphillip wrote: »

Hi everyone I was looking into getting a 161 Peugeot partner after doing a online check it says the van was in a accident in England and was recorded as beyond economic repair ? Do anyone have any idea what it means and is it bad ? Should i just stay well clear the owner says he knew it needed to be repaired a wing and headlight and that he got them professional done and you wouldn't even notice that it was in a accident any info would be great thanks

Hard to see how a 161 Peugeot Partner is being considered beyond economic repair, if it only needed a repair to the front wing, and a new headlamp???? Definitely something not right here...

Yes that's what I was thinking it would not have even been recorded for that would it ? I will attach the pics now of the report

tedpan

Boyond economic repair means the costs to safely repair the car outweigh it's value and the the car is written off. I'm guessing there was something major like chassis damage in the accident?

Phillipphillip

tedpan wrote: »

Boyond economic repair means the costs to safely repair the car outweigh it's value and the the car is written off. I'm guessing there was something major like chassis damage in the accident?

Would it be written off for that though its not acually written off accordingly to online check

bazz26

OP there are different levels of write offs. The UK has a few different classification levels of write offs:

https://www.rac.co.uk/drive/advice/know-how/what-is-an-insurance-write-off/

An economical write off is where the cost of repairing the vehicles outweighs the market value of it. It can still be repaired and put back on the road but it's not financially viable for the insurance company to repair it.

You then have a more severe level of write off where the car has such severe structural damage that it deemed too dangerous to repair and put the vehicle back on the road.

scamalert

Phillipphillip wrote: »

Would it be written off for that though its not acually written off accordingly to online check

Many insurers will agree to put almost any car into some category as not being total write off, as chances are slim to none it will see road afterwards.

Phillipphillip

tedpan wrote: »

Boyond economic repair means the costs to safely repair the car outweigh it's value and the the car is written off. I'm guessing there was something major like chassis damage in the accident?

So basically it it's not road worthy your saying ?

Phillipphillip

scamalert wrote: »

Phillipphillip wrote: »

Would it be written off for that though its not acually written off accordingly to online check

Many insurers will agree to put almost any car into some category as not being total write off, as chances are slim to none it will see road afterwards.

So do you think he is telling the truth that it was a wing and headlight ?

bazz26

Who knows, there are alot of sellers buying poorly repaired economic cheap write offs from the UK and then when asked giving the default answer that it only had a wing or headlight replaced. Does the seller have any photos of the damage before it was repaired.

Phillipphillip

bazz26 wrote: »

Who knows, there are alot of sellers buying poorly repaired economic cheap write offs from the UK and then when asked giving the default answer that it only had a wing or headlight replaced. Does the seller have any photos of the damage before it was repaired.

He said he did on his old phone he said he will try find them. He said he has the van the last 2 years

Isambard

it is recorded as written off (that's what it means) and you'll find it hard to re-sell In old money that would be a CAT C or D.

There must have been quite significant work needed to outweigh the value of a nearly new van.

Phillipphillip

Isambard wrote: »

it is recorded as written off (that's what it means) and you'll find it hard to re-sell In old money that would be a CAT C or D.

There must have been quite significant work needed to outweigh the value of a nearly new van.

On the motor check it say it wasn't written off in England or Ireland. But if it was as you say economical repair who would spend so much money getting something repaired if it nearly cost what the van was worth

Isambard

"a online check it says the van was in a accident in England and was recorded as beyond economic repair " you said it was recorded

Phillipphillip

Isambard wrote: »

"a online check it says the van was in a accident in England and was recorded as beyond economic repair " you said it was recorded

Well its recorded as cat C or D dont say which it is but it's not written off on engalnd or Ireland. So what I don't understand is if a economical repair means it would cost as much to repair as what the van is worth why was it repaired ? And if it was minor damage as the owner says why was it recorded ?

tedpan

Phillipphillip wrote:

Well its recorded as cat C or D dont say which it is but it's not written off on engalnd or Ireland. So what I don't understand is if a economical repair means it would cost as much to repair as what the van is worth why was it repaired ? And if it was minor damage as the owner says why was it recorded ?

That's weird. Cat C/D means written off. If the costs were too high, they could have used a donor vehicle for the repair. All sounds a bit fishy.

Phillipphillip

tedpan wrote: »

Phillipphillip wrote:

Well its recorded as cat C or D dont say which it is but it's not written off on engalnd or Ireland. So what I don't understand is if a economical repair means it would cost as much to repair as what the van is worth why was it repaired ? And if it was minor damage as the owner says why was it recorded ?

That's weird. Cat C/D means written off. If the costs were too high, they could have used a donor vehicle for the repair. All sounds a bit fishy.

Is cat C/D write off in Ireland ? You see it was recorded over in England not Ireland so its different over there as far as I know ? So maybe the extensive damage done wasn't as bad for it to be written off in England compared to Ireland. Cause the online check says it's not written off in England or Ireland so it's weird why it's a cat C/D and the fact that it was also economical repair meaning it costed 1000s to repair so I cant understand why it was not written off 🀔

Isambard

Recorded as beyond economical repair means it's been written off.
The damage was too much for the Insurance Company to make the repair (who would not have used parts from a donor vehicle) so they paid out to the owner and the van would have been sold as salvage and someone bought it and repaired it, using who knows what parts.
I can't say it any clearer...the van has been written off by the Insurance Company as being beyond it being economic for them to repair it.

jmreire

Isambard wrote: »

Recorded as beyond economical repair means it's been written off.
The damage was too much for the Insurance Company to make the repair (who would not have used parts from a donor vehicle) so they paid out to the owner and the van would have been sold as salvage and someone bought it and repaired it, using who knows what parts.
I can't say it any clearer...the van has been written off by the Insurance Company as being beyond it being economic for them to repair it.

Which translates as "This vehicle was in a collision in which major damage was sustained"
Had it been an older car, valued at say €1'000 or so, and it needed a new headlamp plus repairs to the wing...It would be considered an uneconomic repair, and classed as such. But similar damage on a 2016 Vehicle ( carsireland Value:- €6-€20'000 ) Would be well repairable. In your case, If it were me, I would steer well clear of it. The only real way to check out a vehicle like that would be to take it to a body shop, and get them to examine it thoroughly.

Phillipphillip

Isambard wrote: »

Recorded as beyond economical repair means it's been written off.
The damage was too much for the Insurance Company to make the repair (who would not have used parts from a donor vehicle) so they paid out to the owner and the van would have been sold as salvage and someone bought it and repaired it, using who knows what parts.
I can't say it any clearer...the van has been written off by the Insurance Company as being beyond it being economic for them to repair it.

I'm staying well clear of it it seems to fishy since the economical repair says it's more value than wat the vehicle is worth who in there own mind would repair it

Isambard

Phillipphillip wrote: »

I'm staying well clear of it it seems to fishy since the economical repair says it's more value than wat the vehicle is worth who in there own mind would repair it

it's done all the time. Backstreet garages buy up damaged vehicles and repair them much cheaper than an Insurance Company could or would. It doesn't mean they are sub-standard necessarily, but they are somewhat less sellable than a kosher vehicle.

Phillipphillip

Isambard wrote: »

Phillipphillip wrote: »

I'm staying well clear of it it seems to fishy since the economical repair says it's more value than wat the vehicle is worth who in there own mind would repair it

it's done all the time. Backstreet garages buy up damaged vehicles and repair them much cheaper than an Insurance Company could or would. It doesn't mean they are sub-standard necessarily, but they are somewhat less sellable than a kosher vehicle.

Ya was a bit fishy when he the report said economical repair and the fact that he said all it had was a wing and headlight

Phillipphillip

Isambard wrote: »

Phillipphillip wrote: »

I'm staying well clear of it it seems to fishy since the economical repair says it's more value than wat the vehicle is worth who in there own mind would repair it

it's done all the time. Backstreet garages buy up damaged vehicles and repair them much cheaper than an Insurance Company could or would. It doesn't mean they are sub-standard necessarily, but they are somewhat less sellable than a kosher vehicle.

I reckon the it was repaired in England with parts from another one that was damaged from rear or somewhere else parts where then salvaged from it

cletus

If you are thinking of buying, ring your insurance company first. I was looking at a cat d write off, and when I rang the insurance co. they had a note on their system to look for an engineer's report for that car

Phillipphillip

cletus wrote: »

If you are thinking of buying, ring your insurance company first. I was looking at a cat d write off, and when I rang the insurance co. they had a note on their system to look for an engineer's report for that car

I'm not going to buy it seems way to fishy it would have costed thousands to repair it so how could someone have repaired it the right way no one would do it in there own mind

knipex

tedpan wrote: »

Boyond economic repair means the costs to safely repair the car outweigh it's value and the the car is written off. I'm guessing there was something major like chassis damage in the accident?

I would be surprised if that was the case. The insurance company would have to repair the car to as new using new parts.

I was hit a few years back and my car was written off by the other drivers insurance assessor as beyond economical repair. I was told the car was worth €x as scrap (I think it was €4k and that there was an offer from a local company to buy it for that value and I was written a cheque for the rest of the value.

I looked at the cost of repair and rang the insurance company and asked if it was OK if I kept the car and repaired it. They told me it was mine to do with as i chose. I bought a door, wing, bumper (already painted the colour of the car) plus a headlamp, grill, lower wishbone, a font upright including disk from a scrapyard for less than a thousand euro. Paid a body-shop to fit, swap door locks and do minor repair to the bonnet. In total I had the car repaired good as new for less than €1,600. far less than the insurance company paid me.

If I had bought new parts from main dealer and had to pay to paint it all it would have cost thousands more.

Drove it for another year and sold it, I never hid the fact that it was repaired, showed photographs of accident damage and during repairs and knocked a bit off what market value for similar car.

Buyer was very happy with the deal, so was I.

Phillipphillip

knipex wrote: »

tedpan wrote: »

Boyond economic repair means the costs to safely repair the car outweigh it's value and the the car is written off. I'm guessing there was something major like chassis damage in the accident?

I would be surprised if that was the case. The insurance company would have to repair the car to as new using new parts.

I was hit a few years back and my car was written off by the other drivers insurance assessor as beyond economical repair. I was told the car was worth €x as scrap (I think it was €4k and that there was an offer from a local company to buy it for that value and I was written a cheque for the rest of the value.

I looked at the cost of repair and rang the insurance company and asked if it was OK if I kept the car and repaired it. They told me it was mine to do with as i chose. I bought a door, wing, bumper (already painted the colour of the car) plus a headlamp, grill, lower wishbone, a font upright including disk from a scrapyard for less than a thousand euro. Paid a body-shop to fit, swap door locks and do minor repair to the bonnet. In total I had the car repaired good as new for less than €1,600. far less than the insurance company paid me.

If I had bought new parts from main dealer and had to pay to paint it all it would have cost thousands more.

Drove it for another year and sold it, I never hid the fact that it was repaired, showed photographs of accident damage and during repairs and knocked a bit off what market value for similar car.

Buyer was very happy with the deal, so was I.

The owner selling it has knocked some money off it it's going for 7k for a 161 high spec model partner but I just dont get how it was repaired of it was to cost thousands but as he said it was only a wing and headlight but you cant take anyone for there word . Did you have to get a engineer's report ?

knipex

Phillipphillip wrote:

The owner selling it has knocked some money off it it's going for 7k for a 161 high spec model partner but I just dont get how it was repaired of it was to cost thousands but as he said it was only a wing and headlight but you cant take anyone for there word . Did you have to get a engineer's report ?

No engineers report required to insure an uneconomical repair. Unless something has changed these are limited to non structural damage. I have seen a car that was vandalised with broken windows and paint spilt in it written off as u economical repair. Also seen flood damaged car written off for same reason.

Toyotafanboi

Phillipphillip wrote: »

The owner selling it has knocked some money off it it's going for 7k for a 161 high spec model partner but I just dont get how it was repaired of it was to cost thousands but as he said it was only a wing and headlight but you cant take anyone for there word . Did you have to get a engineer's report ?

You can be sure it needed more than a wing and a headlight.

An insurance write off like this means it just wasnt economically viable for the insurance company, not that it couldn't be repaired, technically speaking.

If the car is structurally damaged and shouldn't be repaired, the insurance company wouldn't allow it be resold.

All you'd want to do is get it checked out pre purchase by a mechanic, make sure your insurance company are ok with it and make sure it's cheaper than non ex-write off examples.

mickdw

Beyond economic repair means it cost more than its worth when using new parts in an approved workshop.
The trade will buy it, use second hand parts when possible, fill panels that insurer would have completely replaced and perhaps leave some of the covered in up damage to the underside etc. The repair could be ok or it could be a pure botch.
The other danger is that you could possibly be buying a stolen identical van, scammers will steal van, put plates from badly damaged van onto stolen one. They have now saved themselves the cost n of even a bad repair. They then sell cheap with the buyer assuming it's cheap because it's a cat d.

Polo_Cluvie

Walk away dude...fast

Phillipphillip

mickdw wrote: »

Beyond economic repair means it cost more than its worth when using new parts in an approved workshop.
The trade will buy it, use second hand parts when possible, fill panels that insurer would have completely replaced and perhaps leave some of the covered in up damage to the underside etc. The repair could be ok or it could be a pure botch.
The other danger is that you could possibly be buying a stolen identical van, scammers will steal van, put plates from badly damaged van onto stolen one. They have now saved themselves the cost n of even a bad repair. They then sell cheap with the buyer assuming it's cheap because it's a cat d.

I'm going to leave it go I'm not purchasing it it seems to fishy to me . But what's crazy is I was on donedeal last night and theres even dealers selling crashed cars and Van's that where repaired and one of them had a really nice berlingo 2016 did a online motor check and the van was crashed last year and this is coming from a big dealer not a dealer that sells all old cars this dealer had quite alot of new cars bit he didnt mention anything about it been crashed and repaired in the add crazy what some people would be up to and try hide it

Phillipphillip

Polo_Cluvie wrote: »

Walk away dude...fast

I did that yesterday seems to fishy economical repair would have costed thousands who would repair it in ther own mind

spurious

If it was brand new at the time of the damage, is it possible that the cost of repairing (even 'just' the wing and light) would have resulted in a car worth much less than brand new and therefore technically BER?

pablo128

spurious wrote: »

If it was brand new at the time of the damage, is it possible that the cost of repairing (even 'just' the wing and light) would have resulted in a car worth much less than brand new and therefore technically BER?

No. Someone reversed in my dad's 131 Auris at low speed. It needed a wing really but they replaced wing, headlight and bumper in a Toyota garage. It wasn't written off at all.

Phillipphillip

pablo128 wrote: »

spurious wrote: »

If it was brand new at the time of the damage, is it possible that the cost of repairing (even 'just' the wing and light) would have resulted in a car worth much less than brand new and therefore technically BER?

No. Someone reversed in my dad's 131 Auris at low speed. It needed a wing really but they replaced wing, headlight and bumper in a Toyota garage. It wasn't written off at all.

As far as I know it's only recorded if it's bad a minor repair wouldn't be necessary to record it

Isambard

it's recorded if there is a claim paid out on a car written off by an Insurance Company Thousands of cars are repaired daily with and without insurance claims.

pablo128

Phillipphillip wrote: »

As far as I know it's only recorded if it's bad a minor repair wouldn't be necessary to record it

What I am saying is that it was repaired by a main dealer and wasn't an economic write off. You can be sure that van got more than a headlight and bumper.