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Using contactless on Tube

  • 25-04-2019 2:51pm
    #1
    The Wife
    Registered Users, Registered Users 2 Posts: 104 ✭✭


    I'm heading to London tomorrow and am wondering if it's cheaper to top up an Oyster card and possibly not use all the credit or to use my Visa debit as I go?


Comments

  • #2
    theteal
    Registered Users, Registered Users 2 Posts: 7,593 ✭✭✭theteal


    I think you'll pay conversion rates/fees for each use on your debit card. You got a Revolut or anything similar?


  • #3
    BrokenArrows
    Registered Users, Registered Users 2 Posts: 7,501 ✭✭✭BrokenArrows


    theteal wrote: »
    I think you'll pay conversion rates/fees for each use on your debit card. You got a Revolut or anything similar?

    The tube will charge you once at the end of each day for all your trips in that day. So you won't pay the fee for each use, you will just pay it once per day.

    Check your bank charges to see if it's worth it or not.


  • #4
    jaxxx
    Registered Users, Registered Users 2 Posts: 3,230 ✭✭✭jaxxx


    I would say definitely Oyster card. If you use the tube a few times each day, there is a cap applied (depending on the zones travelled to) and you will no longer be charged after you reach the capped amount. I do not know if there is a similar cap for debit cards, and as theteal said you will more than likely pay extra for conversion rates. You can get a refund for the remaining balance on your Oyster card at the machines if it's more than £10 remaining (I think). All that info is on the Transport For London website.

    If you're going for more than a week, I have heard that the travel card is a better option than Oyster.


  • #5
    theteal
    Registered Users, Registered Users 2 Posts: 7,593 ✭✭✭theteal


    BrokenArrows wrote: »
    The tube will charge you once at the end of each day for all your trips in that day. So you won't pay the fee for each use, you will just pay it once per day.

    I thought it was live charging until you hit the cap - but on reflection I have no clue where/how I came to that conclusion.


  • #6
    BrokenArrows
    Registered Users, Registered Users 2 Posts: 7,501 ✭✭✭BrokenArrows


    theteal wrote: »
    I thought it was live charging until you hit the cap - but on reflection I have no clue where/how I came to that conclusion.

    I just checked my bank account to confirm. Yes it's one charge per day.

    The spending cap applies to both debit,credit and oyster cards.


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  • #7
    The Wife
    Registered Users, Registered Users 2 Posts: 104 ✭✭The Wife


    Thank you. If it's only one charge per day it might be worth it. I hate having £8 or so unused on the card at the end. Only going for 3 days.


  • #8
    dzer2
    Registered Users, Registered Users 2 Posts: 2,966 ✭✭✭dzer2


    Always use my card I am London quite a bit 20 times yearly


  • #9
    The Wife
    Registered Users, Registered Users 2 Posts: 104 ✭✭The Wife


    dzer2 wrote: »
    Always use my card I am London quite a bit 20 times yearly

    Which card? Oyster or bank?


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