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KBC Suck

  • 24-04-2019 8:34am
    #1
    Edwardfinance
    Registered Users, Registered Users 2 Posts: 2 ✭


    Hi,

    I went to open a current account with KBC but was told I would be unable to open it in my own name. Long story short, I went to two other Irish banks to enquire about opening an account and they said yes of course there would be no problem.

    KBC said I could only open an account in the name on my passport which is my shortened name. However this was a name I used about 9 years ago. When things started getting more strict I started using my full name for everything, Driving licence, Revenue, PPS, Utilities etc. Haven't used my shortened name for anything in nearly 9 years. My shortened name does not match any other documents yet KBC said I can only open an account in my shortened name.

    I then went to two other leading Irish banks and they said yes of course I could open one. I then told them about my KBC experience and they said that I couldn't open an account with them in my shortened name even if I wanted to. They said the name doesn't even match any other documents and is nearly 10 years old also.

    The other banks have a slightly lower interest rate on products but at least you're dealing with professionals, which will probably save on time and energy anyway.


Comments

  • #2
    homer911
    Registered Users, Registered Users 2 Posts: 5,150 ✭✭✭homer911


    What form of photo ID did you present to KBC?

    https://www.kbc.ie/help/faqs

    New customers

    If you are applying for a current account in one of our Hubs you will need to provide one original proof of photo ID and one original proof of address verification (issued in the last 6 months).

    If you are applying online or over the phone you will need to provide two proofs of photo ID and two proofs of address verification (issued within the last 6 months).

    To make it easier you can email a clear scan/photo of your documents proofs to us


  • #3
    Edwardfinance
    Registered Users, Registered Users 2 Posts: 2 ✭Edwardfinance


    Yes I applied online and used my driving licence and passport.

    An advisor rang me and told me I would have to open it in the shortened name because it was on the passport. I told him I would think about it and get back to them.

    I then emailed KBC just to double check and got another phone call from another advisor. He was adamant that I could only open it in the shortened name.

    Thats interesting, "If you are applying for a current account in one of our Hubs you will need to provide one original proof of photo ID and one original proof of address verification (issued in the last 6 months)." That could potentially solve the problem unless the one form of ID is the passport.

    I'm thinking I'll just go with the other bank anyway.

    Thanks, all the best!


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