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Health insurance upgrade

Grab All Association · 2019-04-20 06:44:35

Just to confirm, I recently upgraded my cover with Irish Life. I assume there's no waiting periods as I've developed no illness nor needed medical care before and after upgrading? Let's say I developed an illness next month

20-04-2019 6:44am

#1

Grab All Association

Registered Users, Registered Users 2 Posts: 3,926 ✭✭✭

Join Date: June 2013

Posts: 3393

Just to confirm, I recently upgraded my cover with Irish Life. I assume there's no waiting periods as I've developed no illness nor needed medical care before and after upgrading?

Let's say I developed an illness next month

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Comments

#2 20-04-2019 10:05am

coylemj

Registered Users, Registered Users 2 Posts: 25,624 ✭✭✭✭

Join Date: October 2006

Posts: 25133

There is a waiting period if you require treatment which will be covered by your new policy but would not have been covered under the old one.

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#3 21-04-2019 6:21am

Brian201888

Registered Users, Registered Users 2 Posts: 1,059 ✭✭✭

Join Date: July 2010

Posts: 1019

It's a 2 year upgrade rule for pre existing conditions to avail of the higher level of cover.

Just to note that it can be preexisting without a previous diagnosis if a doctor says you should have been symptomatic at the time you upgraded.

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