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Broker applic versus direct to bank

SwordofLight · 2019-04-06 19:51:34

Hello Any advice here. I have been approved by a bank a few weeks ago for a mortgage but had also contacted a broker. The broker got back to me last week asking for some other documents. I'm wondering if I should let the broker do their thing and see if they can get approval elsewhere for a better deal, or if I should tell…

06-04-2019 7:51pm

#1

SwordofLight

Registered Users, Registered Users 2 Posts: 350 ✭✭

Join Date: November 2014

Posts: 246

Hello
Any advice here. I have been approved by a bank a few weeks ago for a mortgage but had also contacted a broker. The broker got back to me last week asking for some other documents.
I'm wondering if I should let the broker do their thing and see if they can get approval elsewhere for a better deal, or if I should tell them forget about it. Maybe it's unfair as they have done a bit of work and wont get paid now. Or should I just let them know I've had approval with one bank and tell them not to include that bank in their searching.
Maybe I'm being a bit too clever.

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Comments

#2 07-04-2019 5:02pm

Lamar Millions Shop
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Join Date: -

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I attempted both, found the broker a much better experience, and if you find one that gets paid by the banks (on the same commission for each) there's no downside.

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