Legally can someone film your house?

ImARebel

I'm just wondering if it's allowed? The person doing the filming was a representative from our bank. Are we allowed ask why our house and car was being filmed and photographed?

It just seemed odd. But then they are behaving a bit odd the last 3 months. We're actively paying off a very small amount of arrears as agreed with them

When asked the guy first denied it, then he said yeah he did but only the house. But as the car is parked in the drive he got that too.

Are we entitled to ask the bank what the pics/videos are being used for? Was he allowed to do it in the first place?

Mods:If this is best suited to the banking forum, please feel free to move thanks

seamus

ImARebel wrote: »

I'm just wondering if it's allowed?

That's a complicated question. In the more general sense the outside of your house and all parts of it visible to the public, is fair game to be photographed or filmed.

It comes with some very big "howevers" though. The occupants of the house have a general right to privacy, so if they are captured doing something inside the house, that would be a breach of privacy. If they are recorded coming in and out of the house for an extended period, there may also be privacy breaches.

A photograph of you at your house would be considered personal information under GDPR and so could only be processed and stored with a purpose in mind.

Are we allowed ask why our house and car was being filmed and photographed?

You're allowed to ask whatever the hell you want

Whether they are entitled to do this and store the resulting photos depends on the reason they were doing it in the first place.

If you're repaying arrears, is it possible that they're trying to determine if the property is occupied before beginning repossession proceedings?

ImARebel

seamus wrote: »

That's a complicated question. In the more general sense the outside of your house and all parts of it visible to the public, is fair game to be photographed or filmed.

It comes with some very big "howevers" though. The occupants of the house have a general right to privacy, so if they are captured doing something inside the house, that would be a breach of privacy. If they are recorded coming in and out of the house for an extended period, there may also be privacy breaches.

A photograph of you at your house would be considered personal information under GDPR and so could only be processed and stored with a purpose in mind.

You're allowed to ask whatever the hell you want

Whether they are entitled to do this and store the resulting photos depends on the reason they were doing it in the first place.

If you're repaying arrears, is it possible that they're trying to determine if the property is occupied before beginning repossession proceedings?

Maybe they are but if they have they've said nothing. It's only a couple of thousand and it's being paid it's not like we're not paying

Anyway I'm kinda going off topic the main thing I wanted to know was whether they could do it

Think my next step is to write to them to ask them what was the purpose of taking the photos

Thanks

Force Carrier

There was a very recent thread on that here if you do a search.
No prohibition on filming in a public place.

If the intent of the filmer were to intimidate or harass you that might be a different a story.

jimmycrackcorm

ImARebel wrote:

I'm just wondering if it's allowed? The person doing the filming was a representative from our bank. Are we allowed ask why our house and car was being filmed and photographed?

If it wasn't allowed then there would be no photos of any street nor any video on TV without each resident being asked if they consent.

ImARebel wrote:

Are we entitled to ask the bank what the pics/videos are being used for? Was he allowed to do it in the first place?

Allowed us and you should ask the back why the need to take these and what they are using your data for.

ImARebel

That makes sense re public place. Thanks a million all.

Time to write a letter , find out what they are up to. It just looked so sinister the way he rolled up to the house filming. Plus the fact he denied it first.

Cheers for the replies.

Eric Cartman

ImARebel wrote: »

That makes sense re public place. Thanks a million all.

Time to write a letter , find out what they are up to. It just looked so sinister the way he rolled up to the house filming. Plus the fact he denied it first.

Cheers for the replies.

he's likely a private contractor , not actually a bank employee, probably wont admit it fearing violence or being plastered on social media.

they take videos and photos of the condition of what is theoretically their property in the event that you default or are evicted and decide to say, sell the windows and doors that they can prove the condition the house was in and what was affixed at the time. You could be 1 month behind or 18 months behind , youre still on the roster for regular 'checks' on the property..

ImARebel

Got it thanks a million I didn't know they checked the houses. That makes sense protecting their investment etc

Well have it paid off by this time next year so I don't know why now they're hassling us. The time to do that was when we weren't paying them anything

Cool, thanks all I appreciate the replies.

Cheers

gctest50

Maybe related to this ????


https://amp.independent.ie/business/personal-finance/aib-confirms-1bn-distressed-loan-sale-to-us-giant-cerberus-37970292.html

ImARebel

gctest50 wrote: »

Maybe related to this ????


https://amp.independent.ie/business/personal-finance/aib-confirms-1bn-distressed-loan-sale-to-us-giant-cerberus-37970292.html

Hm maybe although
"The average balance per customer loan is €500,000"

Def not us, lol

Thanks again I appreciate the replies.

Gryffindor

Aside from it being a public place, there are a number of legitimate grounds they could take pictures. But you have a right to access those pictures and find out why they have them.
The GDPR applies to data that relates to an identified or identifiable person. So, even if they don't have, say, a picture of you at your house as others suggested, the mere fact of them storing a picture of your house in your file or under your address makes it personal data.
Article 15 of the GDPR gives you the right to know:
what data they have on you
why they have it
have they shared it with any third parties
etc.
If they refuse, you can lodge a complaint with the Irish Data Protection Authority.

ImARebel

Gryffindor wrote: »

Aside from it being a public place, there are a number of legitimate grounds they could take pictures. But you have a right to access those pictures and find out why they have them.
The GDPR applies to data that relates to an identified or identifiable person. So, even if they don't have, say, a picture of you at your house as others suggested, the mere fact of them storing a picture of your house in your file or under your address makes it personal data.
Article 15 of the GDPR gives you the right to know:
what data they have on you
why they have it
have they shared it with any third parties
etc.
If they refuse, you can lodge a complaint with the Irish Data Protection Authority.

Thanks I hadn't the bit about the third parties in my letter. Cheers