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banking fees

  • 11-03-2019 8:51pm
    #1
    chippie1774
    Registered Users, Registered Users 2 Posts: 27 ✭


    hi guys ,

    applied for an over draft on my ptsb account .... so the charges for €1500 over draft , is €25 set up , €25 annual there after . 15 % interest on the €1500 , and 12% if i go over the set amount.
    does that sound right ....


Comments

  • #2
    368100
    Closed Accounts Posts: 2,067 ✭✭✭368100


    chippie1774 wrote: »
    hi guys ,

    applied for an over draft on my ptsb account .... so the charges for €1500 over draft , is €25 set up , €25 annual there after . 15 % interest on the €1500 , and 12% if i go over the set amount.
    does that sound right ....

    Yes....but you only pay the 15% when you are in the overdraft....if you bring the account back to Credit, interest stops accruing


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