New Rider Insurance/Questions

GMessam405

Hey errbody, im thinking of getting a licence to ride a motorbike, and am just wondering about insurance prices. Im 18, male, and live in ballinteer. Id like a +1000cc cruiser (a Yamaha virago or something), but I dunno if that's possible, and could settle for less, maybe 250+? Anyone have any experience with this? and also, andybody know what its like to carry a surfboard on a motorbike? Ive seen racks for it, but would it be unmanageable with wind?

Sonics2k

GMessam405 wrote: »

Hey errbody, im thinking of getting a licence to ride a motorbike, and am just wondering about insurance prices. Im 18, male, and live in ballinteer. Id like a +1000cc cruiser (a Yamaha virago or something), but I dunno if that's possible, and could settle for less, maybe 250+? Anyone have any experience with this? and also, andybody know what its like to carry a surfboard on a motorbike? Ive seen racks for it, but would it be unmanageable with wind?

Not a chance in hell of getting a 1,000cc Cruiser at 18.

1/ Legally I believe you can only drive a 250cc (maybe a 125) on the licence. You need to be over 24.
2/ Unless you have experience with bikes, 1000cc bikes are big and much heavier than you'd think. They also accelerate faster than you'd think too.

I love cruisers, my first bike was one and I'll always prefer them, but go for something like a Virago or preferably a Yamaha DragStar. Great bikes, great sound and have the look of a larger cruiser too.

colm_c

As for the surfboard rack, wouldn't like to travel from ballinteer to the west coast with it!

I have seen some in California, usually locals heading to the beach a few miles away.

Sir Galahad

In the "old days" anyone could get a provisional licence and get a big cc bike. Thank god the rules have changed . . . . . . . I can imagine the OP on the M50 with a surfboard riding a 1,000 cc cruiser :eek:. It's a little worrying that people don't use Google to check licence restrictions before asking on a forum.

http://www.rsa.ie/en/RSA/Learner-Drivers/Motorcyclists/no-name-yet/ :rolleyes:

mamax

GMessam405 wrote: »

andybody know what its like to carry a surfboard on a motorbike? Ive seen racks for it, but would it be unmanageable with wind?

Would love to see that when you pass a gap in the ditch
If you ever decide to do it here in Ireland please please get someone to video it

GMessam405

Thanks for the answers! I did check the restrictions, but the whole power/weight stuff does my head in. Any clu on insurance prices? That in the end will determine me getting a bike.

Del2005

GMessam405 wrote: »

Thanks for the answers! I did check the restrictions, but the whole power/weight stuff does my head in. Any clu on insurance prices? That in the end will determine me getting a bike.

Bike insurance for beginners is not to bad once you don't go for the sprty named models, since you want a cruiser it will be reasonable, especially compared to a car.

A surfboard on a bike would be a nightmare. Any type of crosswind, large vehicles create a lot of turbulence, would have you blown around the road. I'd say the carriers are designed for the people who ride in flip flops and budgy smugglers

GMessam405

Yeah i had a feeling about the surfboard thing, the insurance bit is good news though, i better work on the licence then. And would mods be possible with the insurance? Nothing crazy, just like cosmetics and exhaust

CJhaughey

GMessam405 wrote: »

Yeah i had a feeling about the surfboard thing, the insurance bit is good news though, i better work on the licence then. And would mods be possible with the insurance? Nothing crazy, just like cosmetics and exhaust

Honestly, as a learner you will drop the bike at some stage, so bear in mind that one of the points that will touch first is likely to be the exhaust.
I'd buy a cheap bike that you can learn on and don't mind dropping once you get some experience then think about getting a bike that you can dress up a bit.

honda boi

My brother is looking to start biking ,19 years of age he is.
Got a quote on liberty insurance for a little over €1,000 on a Honda cg125 ,Suzuki gz125 ,gn125.
Alot cheaper then a car.!!!
Head to liberty insurance website and get a quote on a few bikes and go from there.

Del2005

honda boi wrote: »

My brother is looking to start biking ,19 years of age he is.
Got a quote on liberty insurance for a little over €1,000 on a Honda cg125 ,Suzuki gz125 ,gn125.
Alot cheaper then a car.!!!
Head to liberty insurance website and get a quote on a few bikes and go from there.

Has he got any quotes for a car?

ayux4rj6zql2ph

honda boi wrote: »

My brother is looking to start biking ,19 years of age he is.
Got a quote on liberty insurance for a little over €1,000 on a Honda cg125 ,Suzuki gz125 ,gn125.
Alot cheaper then a car.!!!
Head to liberty insurance website and get a quote on a few bikes and go from there.

Liberty are usually aimed at younger drivers, or at least they were in the Quinn-Direct days.

Had insurance with them on a bandit 600 for about 550 TPO.

honda boi

Del2005 wrote: »

Has he got any quotes for a car?

I think he got a couple but if I remember correctly they were mad money.
More then €3,000 I think.
He needed a new enough car as well to get insurance ,not like an old Punto or focus.
So he wants to get a bike.

honda boi

Lyle Bitter Tiling wrote: »

Liberty are usually aimed at younger drivers, or at least they were in the Quinn-Direct days.

Had insurance with them on a bandit 600 for about 550 TPO.

Ye when I started off nearly a decade ago,they were the only company to insure me.
I remember it being like over 1,000€ for my 91 honda bros

GMessam405

Thanks for all the advice, let the cash savings begin!