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Credit card overlimit: affect Credit Score?

jayjay2010 · 2018-12-30 20:51:18

I mistakenly went about 20€ overlimit on my AIB credit card, will this affect my credit in any way? Will it appear on the CCR ? I took it out of overlimit right away but I have been charged an overlimit fee so it definitely went through. So annoyed that the card didn’t decline as insufficient funds but it was my fault for…

30-12-2018 8:51pm

#1

jayjay2010

Registered Users, Registered Users 2 Posts: 505 ✭✭✭

Join Date: February 2010

Posts: 358

I mistakenly went about 20€ overlimit on my AIB credit card, will this affect my credit in any way? Will it appear on the CCR ? I took it out of overlimit right away but I have been charged an overlimit fee so it definitely went through. So annoyed that the card didn’t decline as insufficient funds but it was my fault for overspending so I can’t complain really!

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Comments

#2 31-12-2018 12:51am

Ally Dick

Registered Users, Registered Users 2 Posts: 12,748 ✭✭✭✭

Join Date: October 2007

Posts: 12546

You're talking to the wrong bank?

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#3 31-12-2018 8:43am

Bank of Ireland: Tara

Closed Accounts Posts: 2,346 ✭✭✭

Join Date: November 2011

Posts: 2202

Hi jayjay2010,

Thanks for posting.

If you contact your card provider, they can advise on this.

Thanks
Tara

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