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AIG, MultiTrip, or Blue insurance travel insurance ?

  • 04-12-2018 3:41pm
    #1
    ProudDUB
    Registered Users, Registered Users 2 Posts: 11,569 ✭✭✭✭


    So lads....AIG, MultiTrip, or Blue Travel insurance ?

    Have these 3 companies on my short list for travel insurance, for a fairly big trip to the US over Xmas.

    Any feedback - good or bad - on them would be appreciated. The premiums, excess charges, terms and conditions etc etc are broadly similar for all 3, so am interested in feedback on how easy/hard the claims process may have been for any of ye, levels of customer service, have they someone you can talk to that is based here in Ireland etc etc

    Cheers.


Comments

  • #2
    Vic_08
    Registered Users, Registered Users 2 Posts: 3,080 ✭✭✭Vic_08


    The 2nd and 3rd are the same company and it is a packaged Mapfre policy.

    Mapfre underwrite a very high % of travel insurance policies available here.

    The AIG policy appears to be their own product.

    Really you need to red the smallprint carefully as they are all experts at minimising the amount they end up being liable for, Mapfre in particular have a poor rep but how much of that is down to their dominant position rather than being worse than others is debatable.


  • #3
    geecee
    Registered Users, Registered Users 2 Posts: 916 ✭✭✭geecee


    If you have VHI then i suggest that you should use their multi-trip policy. if you still decide to go independent then do not take the discount for having private health insurance... its only a few euro and is absolutely not worth it!

    Believe me if you get stuck in an overseas hospital and need ICU or emergency treatment the last thing you want is to be doing is calling Irish/UK hotlines and arguing with the insurers as they toss you back and forth passing the buck over which of them sends the guarantee letter to the hospital.

    It happened to me in Thailand, luckily I was able to use my CC as guarantee whilst I waited 2 days for the insurance companies to agree which of them was paying


  • #4
    theguzman
    Registered Users, Registered Users 2 Posts: 2,081 ✭✭✭theguzman


    I had a very small claim (€45) from multi trip before and it was handled perfectly, no hassle and I buy an annual policy from the each year. Blue Insurance is the underwriter for Multi-trip. I had the premium zero excess policy which was why I bothered to claim at all in the first place.


  • #5
    manshay
    Registered Users, Registered Users 2 Posts: 220 ✭✭manshay


    theguzman wrote: »
    I had a very small claim (€45) from multi trip before and it was handled perfectly, no hassle and I buy an annual policy from the each year. Blue Insurance is the underwriter for Multi-trip. I had the premium zero excess policy which was why I bothered to claim at all in the first place.
    I had a large claim (over €4k) with multitrip, processed by mapfre. The claim was eventually paid after 4 months but it took a lot of calls and emails to get it sorted. Mapre seem to regularly forget to reply, maybe I was unlucky with them! If I was cynical I would think it was a company policy or maybe they are disorganised!


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