Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Insurance Exclusion

  • 22-10-2018 09:05PM
    #1
    spaceHopper
    Registered Users, Registered Users 2 Posts: 4,138 ✭✭✭


    So I'm looking at insurance renewal for my mothers place which she rents out. One Clause Jumped out, are is permitted to take rent to SW tenants? If we did we's have to inform the insurance company as they would be "non professional"
    Tenant Type
    This insurance is accepted on the basis that the home used for residential letting is occupied by professional tenant(s).
    If at the time of a claim the tenant type is NOT as specified above, we will follow the procedure as detailed under 'Correct Information and
    Changes in Circumstances' within your policy wording under section 'Your Policy Documentation'.


Comments

  • #2
    Peregrinus
    Registered Users, Registered Users 2 Posts: 27,278 ✭✭✭✭Peregrinus


    Does the policy document contain any definition of the term "professional tenant"? Because it looks pretty meaningless to me. What profession, exactly, must a tenant have to be a "professional tenant"?


  • #3
    3DataModem
    Registered Users, Registered Users 2 Posts: 4,134 ✭✭✭3DataModem


    The definitions that used to be used by insurers are;
    - professional tenants (in insurance term, this is anyone with a job paying their own rent)
    - student tenants
    - social welfare / council / asylum seekers / housing association tenants (paid by government)
    - retired tenants
    - corporate tenants (paid by employer)
    - friends / family tenants (i.e. linked to landlord)


Advertisement