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can credit union transfer to bank account?

  • 02-10-2018 6:22pm
    #1
    LazySamaritan
    Registered Users, Registered Users 2 Posts: 288 ✭✭


    I haven't been to my credit union in a very long time and I cannot put my hands on my account book. I need to deposit cash into my bank account but can't get to the bank this week. The credit union is only down the road. I know they'll let me put money into the credit union account without ID but will they transfer to my bank without ID? I've transfer money before so they have the BIC and IBAN.

    Or better yet, can I just use the credit union to deposit cash into my bank account (by providing my BIC and IBAN) without needing to deposit the money in my credit union account first?


Comments

  • #2
    coylemj
    Registered Users, Registered Users 2 Posts: 25,622 ✭✭✭✭coylemj


    LazySamaritan wrote: »
    I know they'll let me put money into the credit union account without ID but will they transfer to my bank without ID? I've transfer money before so they have the BIC and IBAN.

    If they don't know you, not a chance. The test is not if they will allow you to lodge, it is: 'will they allow you to withdraw cash?' Because transferring money out is the same thing.
    LazySamaritan wrote: »
    Or better yet, can I just use the credit union to deposit cash into my bank account (by providing my BIC and IBAN) without needing to deposit the money in my credit union account first?

    You can only do that in a branch of your own bank, it typically can't be done from a credit union or a different bank.


  • #3
    LazySamaritan
    Registered Users, Registered Users 2 Posts: 288 ✭✭LazySamaritan


    coylemj wrote: »
    If they don't know you, not a chance. The test is not if they will allow you to lodge, it is: 'will they allow you to withdraw cash?' Because transferring money out is the same thing.

    I don't anyone knows me.
    coylemj wrote: »
    You can only do that in a branch of your own bank, it typically can't be done from a credit union or a different bank.

    "Typically" doesn't mean it is never done. ;)


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