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Central credit register reports

  • 28-09-2018 7:28am
    #1
    AMBanks
    Registered Users, Registered Users 2 Posts: 11 ✭


    Hi,

    Just wondering if anyone has experience of getting icb reports and central credit reports. I just got copy of icb report and it shows perfect payments on a credit card I have for 2 years- where I know there was one payment missed only 5 months ago.

    As the actual bank supplies the information, will the central credit register report show the same?

    I will request the report but they are asking for documentation that I don’t have to hand currently.

    Thanks
    A


Comments

  • #2
    Spocker
    Moderators Posts: 6,900 ✭✭✭Spocker


    Did you pay the missed payment in a timely manner? If it was within a couple of days it's unlikely to show as 'missed' on their system


  • #3
    AMBanks
    Registered Users, Registered Users 2 Posts: 11 ✭AMBanks


    Spocker wrote: »
    Did you pay the missed payment in a timely manner? If it was within a couple of days it's unlikely to show as 'missed' on their system

    It probably was paid within a week or two.. on my bank statement it shows it was overdue. On a couple of payments throughout the year 10 Euro was paid instead of €20 (an oversight of what payment was due) and this hasn’t showed either.

    It’s a bit strange.

    The central credit register seems to be a more detailed report- it mentions arrears and balances so I’m wondering will it show up on that report.

    However the icb report advises it would report appears also.. but it gives a tick which means ‘up to date’ in all 24 months.


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