Big increase in car insurance

jos_kel

Last years quote was €580, this year it’s €788.
Broker is AA, insurer is Aviva.
Driver with 20 years no claims etc.
Going to shop around.
Any suggestions?
Wife said the despite their name itsforwomen insure men.
I also read that increasing the excess can reduce the premium.

TIA

Henryhill2

Have you any claims or points

jos_kel

Henryhill2 wrote: »

Have you any claims or points

No claims. No points. No obvious reason for hike.

Henry Ford III

Ask the AA to shop around for you.

jos_kel

Henry Ford III wrote: »

Ask the AA to shop around for you.

Thanks but wouldn’t they have shopped around before supplying the new premium of €788?

Dravokivich

jos_kel wrote: »

Thanks but wouldn’t they have shopped around before supplying the new premium of €788?

Chances are they'd look for an initial quote from current provider.

Ring up another broker and engage in some price wars.

I'd not be inclined to increase excess.

jos_kel

Dravokivich wrote: »

Chances are they'd look for an initial quote from current provider.

Ring up another broker and engage in some price wars.

I'd not be inclined to increase excess.

Thanks. Any suggestions on other good brokers to call?

Dravokivich

I'm with aaran.

Skatedude

Car and age of car? Has it just hit the 10 year mark?

punisher5112

You need to shop around.

Try as many as you can take to try.

Nobody is rewarded for being loyal.

gammygils

It's For Women have to provide you with a quote due to Equality Laws. Thinking of trying them myself

Noodles81

My quote is the same from Axa, €793. My car is only 4 years old a Volvo v40. Hoping to make a few calls but keep forgetting to do it.

jos_kel

Skatedude wrote: »

Car and age of car? Has it just hit the 10 year mark?

Ford Focus 1.8 zetec 2009

dudara

jos_kel wrote: »

Thanks. Any suggestions on other good brokers to call?

Get on the internet and hit every insurance website for a quote. Do it while on the sofa watching TV for a few hours.

myshirt

jos_kel wrote: »

Last years quote was €580, this year it’s €788.
Broker is AA, insurer is Aviva.
Driver with 20 years no claims etc.
Going to shop around.
Any suggestions?
Wife said the despite their name itsforwomen insure men.
I also read that increasing the excess can reduce the premium.

TIA

Itsforwomen will quote you, but if you put in a claim they'll saw the bollix off you before payout.

jos_kel

dudara wrote: »

Get on the internet and hit every insurance website for a quote. Do it while on the sofa watching TV for a few hours.

😂😂😂 on a light note I don’t get the chance to spend hours on the sofa these days.
Even if I did I would be in total shock
God be with the days.

SteM

Dravokivich wrote: »

I'm with aaran.

They've done well for us in the past.

Momento Mori

I have been driving for half that time and pay about 20% less than your quote last year.

You need to shop around. Get your quote online, ring them up and see if there is anything they can do to lower the price (do you really need ALL of the extras that come with the quote).

It's the only way to get a good deal. And you are correct, increasing the excess usually does bring the price down.

V8 Interceptor

Almost every day I'm in town I see Africans and Middle Easterners driving around in 01, 02, 03 reg cars.
They all have L Plates
I have been told by many insurers that they will not insure a car over ten years old (I know this already) so how is it that these people are getting insured on their cars?
I would really like an answer to this question, is there a special scheme or dispensation for Migrants or 'Refugees'?
Maybe their is a reasonable explanation so if there is I'd love to know

delta_bravo

V8 Interceptor wrote: »

I have been told by many insurers that they will not insure a car over ten years old (I know this already) so how is it that these people are getting insured on their cars?

Why don't you ask them? You seem to spend of time observing them so maybe talk to them.

There is no special scheme for migrants, but I'm sure you already knew that.

Captcha

jos_kel wrote: »

Thanks. Any suggestions on other good brokers to call?

Naas Insurance and Finance got me fully comp, windscreen protect, step back, 250 excess, claim last year worth 9k for €750 ... AA were only able to do 1300 and the next best 123 was 980

V8 Interceptor

My brother is with Its4Women. Last 2 years he's been with them as they've beaten all other quotes.


I'm a Bank of Ireland customer, and I'm with them this year (having moved from FBD last year) as they beat all other prices (and by a good bit, too!).

V8 Interceptor wrote: »

Almost every day I'm in town I see Africans and Middle Easterners driving around in 01, 02, 03 reg cars.
They all have L Plates
Maybe their is a reasonable explanation so if there is I'd love to know

Just look at their insurance disc?

jos_kel

[Deleted User] wrote: »

My brother is with Its4Women. Last 2 years he's been with them as they've beaten all other quotes.


Got a quote of €404 from itsforwomen, that’s a saving of €384.
Seems too good to be true but benefits are same.

jos_kel

V8 Interceptor wrote: »

Almost every day I'm in town I see Africans and Middle Easterners driving around in 01, 02, 03 reg cars.
They all have L Plates
I have been told by many insurers that they will not insure a car over ten years old (I know this already) so how is it that these people are getting insured on their cars?
I would really like an answer to this question, is there a special scheme or dispensation for Migrants or 'Refugees'?
Maybe their is a reasonable explanation so if there is I'd love to know

I don’t have the stats but Id be very surprised if the majority of people who own 01, 02, 03 Reg cars aren’t Irish.
Someone must be insuring them. Must have a look at the disc