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Motor insurance

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  • 26-09-2018 7:53pm
    #1
    burberry
    Registered Users Posts: 57 ✭✭


    Bit of a delema, I will be off the Rd next week for 1 yr stop for drink driving. My insurance is out end of this month can I insure it now and put my 20 yr old son on it as a name driver he just got his first provisional licence last week


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    #2
    Skatedude
    Registered Users Posts: 2,674 ✭✭✭Skatedude


    You really need to talk to your insurer, You may not be eligible for your current insurance as you dont hold a valid driving licence due to the ban?
    And your son wont be able to drive you as he needs to be accompanied by a fully licensed driver. Can you transfer the insurance to a spouse or?

    You really need to ring your insurance and see what they say.


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    #3
    burberry
    Registered Users Posts: 57 ✭✭burberry


    But I can insure it up till sat , I'm just wondering if I do can I transfer the insurance over to my son once I'm off the Rd next week. Or even insure it for open driving because my sons insurance is 4.500 first insurance 😏


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    #4
    diceyreilly
    Registered Users Posts: 1,151 ✭✭✭diceyreilly


    burberry wrote: »
    But I can insure it up till sat , I'm just wondering if I do can I transfer the insurance over to my son once I'm off the Rd next week. Or even insure it for open driving because my sons insurance is 4.500 first insurance ��

    No you can't transfer the insurance to your son as he does not own the car. Once you tell the insurance company you are banned from driving they will cancel the policy.


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    #5
    burberry
    Registered Users Posts: 57 ✭✭burberry


    But he will own the car as I am changing into his name


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    #6
    diceyreilly
    Registered Users Posts: 1,151 ✭✭✭diceyreilly


    burberry wrote: »
    But he will own the car as I am changing into his name

    Not sure why you are asking can he get insured on it so. Of course he can if the car will be in his name, but you won't be able to go on the policy.


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    #7
    burberry
    Registered Users Posts: 57 ✭✭burberry


    What I'm asking is if I insure the car now in my name can I transfer the insurance at a later date to my son who will be the register owner


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    #8
    john kinsella
    Registered Users Posts: 462 ✭✭john kinsella


    burberry wrote: »
    What I'm asking is if I insure the car now in my name can I transfer the insurance at a later date to my son who will be the register owner

    no


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    #9
    diceyreilly
    Registered Users Posts: 1,151 ✭✭✭diceyreilly


    burberry wrote: »
    What I'm asking is if I insure the car now in my name can I transfer the insurance at a later date to my son who will be the register owner

    You can never transfer insurance. If it switches from you to your son it will be a brand new policy in your sons name.


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    #10
    Eggs For Dinner
    Registered Users Posts: 2,959 ✭✭✭Eggs For Dinner


    You would have been obliged to tell your insurer when your conviction was confirmed. What did they say to you about your current cover?


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