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Insurance issue

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  • 12-09-2018 2:49pm
    #1
    rottie 11
    Registered Users Posts: 3,431 ✭✭✭


    I’m currently insured in a 04 1.9 TDI Audi and want to change over to a 05 1.6 D peougeot. It’s a newer lower power car and liberty want to charge me 30euro extra ??? Anyone know why


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    #2
    Kenny Logins
    Registered Users Posts: 9,061 ✭✭✭Kenny Logins


    Administration charge.


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    #3
    rottie 11
    Registered Users Posts: 3,431 ✭✭✭rottie 11


    That’s a joke , I often got money back when transferring insurance. Makes no sense


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    #4
    _Brian
    Registered Users Posts: 18,537 ✭✭✭✭_Brian


    rottie 11 wrote: »
    That’s a joke , I often got money back when transferring insurance. Makes no sense

    Did you ask them rather than random strangers ?


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    #5
    GBX
    Registered Users Posts: 11,942 ✭✭✭✭GBX


    They are providing you with a service. And are charging accordingly. Same as any other business. Whilst it will probably be only a few clicks and a small bit of typing by the person doing the changeover for you... few minutes at most. Its time, which is money to anybody.


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    #6
    rottie 11
    Registered Users Posts: 3,431 ✭✭✭rottie 11


    _Brian wrote: »
    Did you ask them rather than random strangers ?

    Yes I did. She tried sayin I was going down in years even though I’m going up haha.

    And when I corrected her she just said that’s what liberty want


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    #7
    rottie 11
    Registered Users Posts: 3,431 ✭✭✭rottie 11


    GBX wrote: »
    They are providing you with a service. And are charging accordingly. Same as any other business. Whilst it will probably be only a few clicks and a small bit of typing by the person doing the changeover for you... few minutes at most. Its time, which is money to anybody.

    I see what your saying but I still think it’s a joke , so if I transferred from my 1.9 to a 1.0 diesel I’m still going to be charged ? Makes no sense but shouldn’t expect any less really from insurance companies in this country


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    #8
    Fieldsman
    Registered Users Posts: 147 ✭✭Fieldsman


    Rottie I think you need to change you insurance company as I changed from an Audi TDI to a Peaugot 308 and got a lot of money back. You need put the ball in their court now and again


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    #9
    GBX
    Registered Users Posts: 11,942 ✭✭✭✭GBX


    rottie 11 wrote: »
    I see what your saying but I still think it’s a joke , so if I transferred from my 1.9 to a 1.0 diesel I’m still going to be charged ? Makes no sense but shouldn’t expect any less really from insurance companies in this country

    They are a business and will make money at any opportunity. The same applies for a lot of other insurance companies. Size of car engine, power dont come into it.


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    #10
    Alanstrainor
    Moderators, Motoring & Transport Moderators Posts: 23,157 Mod ✭✭✭✭Alanstrainor


    Fieldsman wrote: »
    Rottie I think you need to change you insurance company as I changed from an Audi TDI to a Peaugot 308 and got a lot of money back. You need put the ball in their court now and again

    It depends. Cancelling a policy in the middle of the year would likely incur some other fees and you would lose out on a years NCB if that was important. Of course, everyone should shop around at renewal time.


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    #11
    rottie 11
    Registered Users Posts: 3,431 ✭✭✭rottie 11


    Fieldsman wrote: »
    Rottie I think you need to change you insurance company as I changed from an Audi TDI to a Peaugot 308 and got a lot of money back. You need put the ball in their court now and again

    Yes I’ll 100% be changing from them next year, It’s not only over this but I’m also being screwed on my premium year after year


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    #12
    rottie 11
    Registered Users Posts: 3,431 ✭✭✭rottie 11


    GBX wrote: »
    They are a business and will make money at any opportunity. The same applies for a lot of other insurance companies. Size of car engine, power dont come into it.

    Yes basically robbing us at every opportunity, cheers for reply


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    #13
    Mr.Cool2015
    Registered Users Posts: 161 ✭✭Mr.Cool2015


    rottie 11 wrote:
    Yes basically robbing us at every opportunity, cheers for reply


    Insurance in this country is a rip off.I've got a 2002 Nissan Almera and I'm paying €700 a month for its insurance.Car itself is worth €50.


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    #14
    amcalester
    Closed Accounts Posts: 4,121 ✭✭✭amcalester


    rottie 11 wrote: »
    Yes I’ll 100% be changing from them next year, It’s not only over this but I’m also being screwed on my premium year after year

    What if they're the cheapest? Will you still move?


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    #15
    corks finest
    Registered Users Posts: 8,668 ✭✭✭corks finest


    rottie 11 wrote: »
    I’m currently insured in a 04 1.9 TDI Audi and want to change over to a 05 1.6 D peougeot. It’s a newer lower power car and liberty want to charge me 30euro extra ??? Anyone know why
    I'm with liberty,changed last week,same fee


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