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KBC Mortgage current account discount

  • 03-09-2018 11:26pm
    #1
    jwabh
    Registered Users, Registered Users 2 Posts: 60 ✭✭


    KBC give a 0.2% discount if you have your current account. However does anybody know if they could remove this down the line or is it actually in the contract? If we fix for 10 years could they come along in 6years if rates are higher and remove the discount?


Comments

  • #2
    tommythecat
    Registered Users, Registered Users 2 Posts: 868 ✭✭✭tommythecat


    Yes they could. It’s not part of your mortgage contract.

    4kwp South East facing PV System. 5.3kwh Weco battery. South Dublin City.



  • #3
    jimmycrackcorm
    Registered Users, Registered Users 2 Posts: 14,378 ✭✭✭✭jimmycrackcorm


    tommythecat wrote:
    Yes they could. It’s not part of your mortgage contract.


    At which point you simply move mortgages to a cheaper provider.


  • #4
    CeilingFly
    Closed Accounts Posts: 3,378 ✭✭✭CeilingFly


    It is part of the fixed rate contract.

    So they could remove it for variable rate holders at any time, it cannot be removed from a contracted fixed rate where the discount forms part of the agreement


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