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...anyone bought a bike on PCP....??....

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  • 03-09-2018 5:17pm
    #1
    galwaytt
    Registered Users Posts: 12,761 ✭✭✭✭


    ....and especially, completed the agreement at year 3 (or whatever one you picked).

    Just wondering how it worked out, and whether you thought it 'did what is said on the tin' or in fact you got scalded on the deal at the end ?

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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    #2
    veetwin
    Registered Users Posts: 2,003 ✭✭✭veetwin


    What dealers/marques are offering PCP in Ireland? Buddy in the UK is on his second MT09 on almost 0% and raves about the deal he gets.


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    #3
    Emmersonn
    Banned (with Prison Access) Posts: 1,128 ✭✭✭Emmersonn


    veetwin wrote: »
    What dealers/marques are offering PCP in Ireland? Buddy in the UK is on his second MT09 on almost 0% and raves about the deal he gets.


    BMW Motorrad for one.


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    #4
    galwaytt
    Registered Users Posts: 12,761 ✭✭✭✭galwaytt


    ...or, if you have experience of a car one, that'd do me for info purposes.

    I'm just trying to see if there is a 'catch' or something.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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    #5
    Idleater
    Registered Users Posts: 6,236 ✭✭✭Idleater


    galwaytt wrote: »
    I'm just trying to see if there is a 'catch' or something.

    I think the catch is the mileage and servicing T&C's? Apologies, no experience directly, but indirectly read what you "must" do to avoid penalty costs determined at contract end.


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    #6
    Del2005
    Registered Users Posts: 18,945 ✭✭✭✭Del2005


    galwaytt wrote: »
    ...or, if you have experience of a car one, that'd do me for info purposes.

    I'm just trying to see if there is a 'catch' or something.

    The catch is that you will unlikely ever own a bike again. The benefit is that you will have a new bike every few years, that you have to keep pristine. If you do above average mileage then PCP isn't for you though.


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    #7
    Sonics2k
    Registered Users Posts: 8,239 ✭✭✭Sonics2k


    I think I remember reading here on boards that the limitation on mileage is like 15k in 3 years.

    Personally I'd run up 10k in a year, and I'm struggling to think of a reason to buy a GS and not go on long tours and drives on it.

    Edit: Personally I'd always recommend going with the Credit Union. BMW and other finance dealers are notorious for massive interest rates.

    Another edit: Found the thread from 2015. https://www.boards.ie/vbulletin/showthread.php?t=2057489920


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    #8
    Del2005
    Registered Users Posts: 18,945 ✭✭✭✭Del2005


    Sonics2k wrote: »
    I think I remember reading here on boards that the limitation on mileage is like 15k in 3 years.

    Personally I'd run up 10k in a year, and I'm struggling to think of a reason to buy a GS and not go on long tours and drives on it.

    Edit: Personally I'd always recommend going with the Credit Union. BMW and other finance dealers are notorious for massive interest rates.

    It doesn't work here because our market is too small and dominated by UK imports, which will mostly be exPCP bikes.

    It works for cars here as they have zero percent or low finance and once you go in with plenty of research if PCP is suitable for you you can get good value. Unfortunately too many people didn't research enough, the sudden turn on diesel wasn't expected, which is why so many will be caught out.


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    #9
    galwaytt
    Registered Users Posts: 12,761 ✭✭✭✭galwaytt


    Sonics2k wrote: »
    I think I remember reading here on boards that the limitation on mileage is like 15k in 3 years.

    Personally I'd run up 10k in a year, and I'm struggling to think of a reason to buy a GS and not go on long tours and drives on it.

    Edit: Personally I'd always recommend going with the Credit Union. BMW and other finance dealers are notorious for massive interest rates.

    Another edit: Found the thread from 2015. https://www.boards.ie/vbulletin/showthread.php?t=2057489920

    Good golly - is that 3 years ago already !! ??

    lolz, I see my name in there a lot: as you can see, I didn't go with the PCP then, hence why it's resurfacing now. Glad I didn't go with the F though.

    A real pity none of the others are at it, as I'm looking now again, and a Crosstourer DCT is on my radar, but I'd def change it in 3 years to a Gold Wing DCT. A PCP would suit that - if I was keeping it I'd def go CU though.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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