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Vintage insurance only

  • 27-08-2018 1:14pm
    #1
    Alphabigcock
    Registered Users, Registered Users 2 Posts: 19 ✭


    Hey guys, is it possible to get vintage insurance only? Or do I have to have another policy on another car? It seems impossible.


Comments

  • #2
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    you're not wrong; afaik it is impossible: you must have a daily driver insured.

    Now, your daily driver doesn't have to be a car btw............

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #3
    Skatedude
    Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    I've had classic insurance on my last 2 bmw's over the last 12 years or so, daily and only car through first ireland brokers.

    But it does seem hit and miss about who they will insure. I know a few others who also got classic insurance on an only car while others have had no luck.

    It's not impossible, but i think they roll dice or something to see if they will give it.


  • #4
    Alphabigcock
    Registered Users, Registered Users 2 Posts: 19 ✭Alphabigcock


    galwaytt wrote: »
    you're not wrong; afaik it is impossible: you must have a daily driver insured.

    Now, your daily driver doesn't have to be a car btw............

    It's so ghey how they shaft you to have a main car too. Most modern cars are rubbish!

    Are you saying my daily could be a motorbike?


  • #5
    Alphabigcock
    Registered Users, Registered Users 2 Posts: 19 ✭Alphabigcock


    Skatedude wrote: »
    I've had classic insurance on my last 2 bmw's over the last 12 years or so, daily and only car through first ireland brokers.

    But it does seem hit and miss about who they will insure. I know a few others who also got classic insurance on an only car while others have had no luck.

    It's not impossible, but i think they roll dice or something to see if they will give it.

    Sorry I'm not sure if I'm reading your reply wrong. Are you saying that you've had classic only insurance on two of your vintage bmw's without having a policy on a modern as a daily driver at all?


  • #6
    Alphabigcock
    Registered Users, Registered Users 2 Posts: 19 ✭Alphabigcock


    Bump


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  • #7
    Skatedude
    Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    Alphabigcock wrote: »
    Sorry I'm not sure if I'm reading your reply wrong. Are you saying that you've had classic only insurance on two of your vintage bmw's without having a policy on a modern as a daily driver at all?

    Yes, but only owned 1 car at a time, so had classic insurance on my 93 bmw 740 for years, no other car and limited to 6000 miles a year. and then changed the 740 to my current 97 bmw 840 keeping the same policy, But only ever owned one car at anytime.never owned a daily driver etc. It was firstireland themselves that suggested i change from a regular policy to classic insurance years ago.

    But again, it does seem to be random who and what they will insure, you do need to be over 25 and car needs to be 20(was 15 till a year or two ago) and they hate jap cars.

    But I have heard that people have used a motorcycle as their daily driver to get around the requirement for some companies, even it the bike is a cheap piece of rubbish that never leaves the garage or back garden. I wonder if you could get away with even a moped as your daily? Anyone tried it?


  • #8
    coylemj
    Registered Users, Registered Users 2 Posts: 25,620 ✭✭✭✭coylemj


    OP, you might try the Classic Cars forum, I'm sure those guys have discussed this topic.

    https://www.boards.ie/vbulletin/forumdisplay.php?f=514


  • #9
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    Alphabigcock wrote: »
    Are you saying my daily could be a
    motorbike?

    With Autoline, yes :D:D

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #10
    marxms
    Registered Users, Registered Users 2 Posts: 4 ✭marxms


    galwaytt wrote: »
    With Autoline, yes :D:D

    Could you give us more details ? I am looking to get rid of my modern car as want to buy a vintage car. I have a motorcycle which is my everyday source of transport. I work 4min walk from home so no need for daily car. I spent 3 weeks looking for insurance company which would accept my motorcycle as daily source of transport but I had no luck. I am 26 and full irish license (driving for last 9 years) 3 years ncb.

    update:
    I rang Autloine and according to them it's impossible to have motorcycle as a daily. You need a car in your name with tax and insurance to get your vintage policy on classic car.


  • #11
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    marxms wrote: »
    Could you give us more details ? I am looking to get rid of my modern car as want to buy a vintage car. I have a motorcycle which is my everyday source of transport. I work 4min walk from home so no need for daily car. I spent 3 weeks looking for insurance company which would accept my motorcycle as daily source of transport but I had no luck. I am 26 and full irish license (driving for last 9 years) 3 years ncb.

    update:
    I rang Autloine and according to them it's impossible to have motorcycle as a daily. You need a car in your name with tax and insurance to get your vintage policy on classic car.

    My daily is a Harley, and that's what's on my policy

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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  • #12
    marxms
    Registered Users, Registered Users 2 Posts: 4 ✭marxms


    I had a chat with Eoin from Autoline insurance and he told me that motorcycles are not accepted as daily vehicles ;( . When did you got you policy ?


  • #13
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    I have it a few years tbh, so maybe they've changed that.

    Pity if so.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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