Insurance question

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I'm looking for a little advice please.

My wife was involved in a little tip yesterday. Small amount of damage done to the other car, he's come back with a quote of €450 for repair. Her car needs at a minimum a new headlight and possibly a new bumper, there's a hole in hers.

He wants to go ahead and get the repair done without insurance but I reckon our repair will be costly enough (it's a 2011 A4)

Can we just go ahead and pay him to get his repair done and claim our repair on the insurance but then how do we stand if he ever decides to claim for injury?

First time dealing with anything like this so thanks and sorry if some of it is really obvious!

biko

If you give him cash now there is no stopping him from making a claim anyway.
Only use cash if you 100% trust it won't come back to bite you.

RustyNut

If you are going to claim for your own car you might as well claim for the lot, covers your arse in the event the other party does put in a pi claim.

Eggs For Dinner

If you pay him, you're admitting liability, which is a breach of your policy conditions. The other party then has up to 2 years to indicate their intention to claim for injuries.

Report it to your insurers

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Thanks for the advice. We've decided to leave it with the insurance to sort out.

He was a complete p***k to her and really intimidating immediately afterwards, even with our young child in the car so let him wait now for the repair.