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Mortgage Deposit Question

  • 08-08-2018 11:28pm
    #1
    wheresthebeef
    Registered Users, Registered Users 2 Posts: 887 ✭✭✭


    I am hoping to buy early next year with my partner. In addition to savings, part of my deposit will also come from an employment bonus of €30k euro which was paid in a lump sum recently. Will the bank allow me to count this as part of my deposit? Do I need to get some sort of written confirmation from my employer that the payment was an employment bonus and that it was awarded unconditionally aka like a gift.


Comments

  • #2
    utmbuilder
    Registered Users, Registered Users 2 Posts: 473 ✭✭utmbuilder


    They may ask for a letter saying it was a bonus and not a loan that has to be repayed

    Although it's probably included on your p60

    Your main focus will now be 6 months showing rent going out of your account and some monthly savings

    Say away from strip clubs casinos they don't like that ;)


  • #3
    utmbuilder
    Registered Users, Registered Users 2 Posts: 473 ✭✭utmbuilder


    Don't forget to factor 5k on top of deposit for stamp duty solicitor fees, deeds


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