If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)

Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Equity release /Mortgage loan top up with PTSB rules/conditions?

jayjay2010 · 2018-08-05 21:27:40

I know that PTSB have a rule that you must have the mortgage with them for at least 2 years, but what else is considered? If the loan given is based on the equity on the house, will it also depend on income/salary, etc...? Any info at all would be appreciated

05-08-2018 9:27pm

#1

jayjay2010

Registered Users, Registered Users 2 Posts: 505 ✭✭✭

Join Date: February 2010

Posts: 358

I know that PTSB have a rule that you must have the mortgage with them for at least 2 years, but what else is considered? If the loan given is based on the equity on the house, will it also depend on income/salary, etc...?
Any info at all would be appreciated

0

Comments

#2 06-08-2018 8:06am

phormium

Registered Users, Registered Users 2 Posts: 3,395 ✭✭✭

Join Date: February 2008

Posts: 3360

Not specific to PTSB but all lending will be based first on income/repayment capacity and then equity/value for a top up on your property. After that most lenders as far as I know will only do top ups for home improvements to that property.

0