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Proof of mortgage approval for EA

jc11 · 2018-07-31 08:50:53

Has anyone provided mortgage approval letter with amounts redacted? Was this accepted by EA when bidding on a house? Cheers

31-07-2018 8:50am

#1

jc11

Registered Users, Registered Users 2 Posts: 175 ✭✭

Join Date: May 2009

Posts: 108

Has anyone provided mortgage approval letter with amounts redacted? Was this accepted by EA when bidding on a house?

Cheers

0

Comments

#2 31-07-2018 9:03am

Roxy.Randrome

Registered Users, Registered Users 2 Posts: 60 ✭✭

Join Date: July 2008

Posts: 55

When we were getting to the end of bidding, the EA looked for proof of funds and wouldn't accept a redacted AIP letter as they said they needed to see the amount. Once we'd gone sale agreed, I got my mortgage advisor in the bank to write me a one line letter saying that we had enough funds to buy the property and the EA accepted that no problem.

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#3 31-07-2018 9:21am

jc11

Registered Users, Registered Users 2 Posts: 175 ✭✭

Join Date: May 2009

Posts: 108

This is first offer we've made, I suppose they just want to weed out the time wasters which is a good thing. But obviously i don't want to show my hand!

Will send the redacted approval letter and ask bank for amended offer in case they don't accept it

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