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HPA Buyout

Redgirl82 · 2018-07-10 21:29:26

Just looking for some advice, took out car HPA a while ago. It was over 3 years and interest was at 7.5%. Original amount was 15k and was taken out last August My bank has offered to consolidate it. They sent me letter and said I had 13128 outstanding but they would settle for 12422. In May I am not sure how to work it…

10-07-2018 9:29pm

#1

Redgirl82

Closed Accounts Posts: 1,252 ✭✭✭

Join Date: April 2011

Posts: 1149

Just looking for some advice, took out car HPA a while ago. It was over 3 years and interest was at 7.5%. Original amount was 15k and was taken out last August

My bank has offered to consolidate it. They sent me letter and said I had 13128 outstanding but they would settle for 12422. In May

I am not sure how to work it out, at this stage am I better at just holding onto the agreement and paying it off? the interest rate from bank is 6.3%

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