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How to save dolla bills. Help

  • 03-07-2018 2:43pm
    #1
    areyouwinning
    Closed Accounts Posts: 33 ✭


    Hi,

    I'm new to boards & hoping someone can help.
    I'm 21 & on an internship for the rest of the summer in Dublin before I go back to college in Limerick. I earn roughly €790 a month after all bills etc.

    I have absolutely no savings (which is embarrassing for my age and I'm stressing like no other). I have a few events coming up during the summer & I want to visit America for a week but doubtful about it now.

    I want to start putting money away for my future. How do I max this out & also enjoy my summer? Should I park some of my plans & invest in my future instead? I'm not too pushed about America. I feel like a bit of a failure because I have no savings. (Self inflicted I know).
    Some savings tips would be appreciated.

    Thanks


Comments

  • #2
    verycool
    Closed Accounts Posts: 965 ✭✭✭verycool


    One word: Budget (which I think you're already doing!).

    There are a few things you need to do, like weekly meal prepping (no takeaways) / curtail spot-spending (hitting the atm on a night out) / set up a direct debit to a savings account (bank or credit union).

    It'll be tough, but worth it.


  • #3
    areyouwinning
    Closed Accounts Posts: 33 ✭areyouwinning


    Yep, already doing so! Dublin is just so expensive. Once in a blue moon I'd get a takeaway. I have longitude & a day at the Galway races & London coming up, but I'm just gonna have to set up the DD account to my credit union and live on bare minimum haha! Sometimes I just get so stressed about money


  • #4
    RossieMan
    Registered Users, Registered Users 2 Posts: 6,766 ✭✭✭RossieMan


    With your plans, no way you can afford to go to the US I'm the next 6 months anyway. You need to be realistic. I assume you're livong at home or somewhere with no rent?


  • #5
    areyouwinning
    Closed Accounts Posts: 33 ✭areyouwinning


    Yeah I'll have to scratch it but I don't mind. (I kindve knew anyway). Nope, rent is 520 a month, so it's pretty grim but not the worst


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