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Credit check - is number of kids and marital status checked ?

worded · 2018-05-29 11:07:02

Hi A friend of mine is recently divorced and applying for a 1-2 K small loan

29-05-2018 11:07am

#1

worded

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Hi

A friend of mine is recently divorced and applying for a 1-2 K small loan

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Comments

#2 30-05-2018 9:41am

Liam D Ferguson

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Questions about marital status and number of kids are asked on a mortgage application. Not sure about smaller loans. They're not checked as such, but if your friend tries to tell a porky about their situation, there are other ways they could be seen, e.g. another name appearing on historic loans on their credit report, transactions on their current account etc.

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#3 30-05-2018 12:15pm

worded

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Thanks

He is trying to get a small loan as he is returning to full time employment and has a full term contract now but 0 funds to pay day

He has excellent prospects but 0 cash flow

A pay day loan is an option from wonga or what ever it’s called but it just seems such a desperate move but he just needs € for 1-2 mths

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