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Rabodirect - what to do with money?

  • 12-05-2018 7:24am
    #1
    wirelessdude01
    Registered Users, Registered Users 2 Posts: 8,429 ✭✭✭


    Just wondering what people did with the money they had with Rabo? I had circa €24k and not sure where to put it now.


Comments

  • #2
    j4vier
    Registered Users, Registered Users 2 Posts: 1,893 ✭✭✭j4vier


    wirelessdude01 wrote:
    Just wondering what people did with the money they had with Rabo? I had circa €24k and not sure where to put it now.


    I had a similar situation and really struggled to find an alternative to rabo.

    Personally I opted for prize bonds.

    Every other alternative bank I looked into had some disadvantages.


  • #3
    JTMan
    Registered Users, Registered Users 2 Posts: 5,558 ✭✭✭JTMan


    wirelessdude01 wrote: »
    Just wondering what people did with the money they had with Rabo? I had circa €24k and not sure where to put it now.

    The highest return available is with KBC Extra Regular Saver at 2.50% AER gross. One can deposit a lump sum of 10k and then drip feed monthly transfers of 1k into the account.


  • #4
    Konata
    Closed Accounts Posts: 6,164 ✭✭✭Konata


    JTMan wrote: »
    The highest return available is with KBC Extra Regular Saver at 2.50% AER gross. One can deposit a lump sum of 10k and then drip feed monthly transfers of 1k into the account.

    Just note that you can only get that account (their regular saver has a lower interest rate) if you have an 'extra current account' which requires a minimum 2500 deposit per month.

    OP - I went for the above combo of KBC extra current account and extra regular saver account, plus a 35 day notice deposit account (as I had a large lump sum). Very happy with how it's going, much better returns than when it was sitting in Rabo on 0.1%!


  • #5
    anewme
    Registered Users, Registered Users 2 Posts: 12,060 ✭✭✭✭anewme


    I'm another one here who had in the region of 32K in this traunch of money .......after weighing up my options I opted for the prize bonds as well...........


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