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What insurance firms do you trust in Ireland?

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  • 12-04-2018 3:50pm
    #1
    Registered Users Posts: 1,977 ✭✭✭


    thanks.


Comments

  • Registered Users Posts: 16,089 ✭✭✭✭CiniO


    Obvious answer is: none.
    Why would you trust them?


  • Registered Users Posts: 1,977 ✭✭✭euser1984


    didn't think about how much i have to lose actually - doesn't really matter anymore


  • Registered Users Posts: 81,223 ✭✭✭✭biko


    What is your real question OP?
    Do you need a recommendation?
    If so provide some details about the car you intend to insure.


  • Registered Users Posts: 4,151 ✭✭✭kupus


    Businesses are going bust because of insurance, why would you trust them.


  • Moderators, Business & Finance Moderators Posts: 17,652 Mod ✭✭✭✭Henry Ford III


    Last stats I read said motor claims were 78% of earned premium income, so total claims paid are very high indeed. Hundreds of millions of € annually perhaps?

    Without insurance you'd be banjaxed financially in the event of a large 3rd party claim.

    A modern car is fast, heavy and easily capable of causing devastating injury in the wrong circumstances.

    We can (and must) take care of that huge potential loss with an insurance policy costing on average just over €500 p.a.

    Insurers are regulated (not perfect by any means) and claims get paid even when things go wrong (I.C.I. P.M.P.A. Quinn Setanta etc.)

    I use 2 large motor insurers and I trust them totally. I hope I never have to use them for a claim, but if I do I'm confident it'll be paid.

    The public to a degree are their own worst enemies. There's a claims culture rampant, and many are fanciful and spurious. The legal profession have a lot to answer for in this regard.

    People get offended by high insurance prices, and without doubt premiums were difficult to stomach when our pockets were empty. They are still not easily paid.

    A bit of balanced thought wouldn't go astray on the subject.


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  • Registered Users Posts: 1,977 ✭✭✭euser1984


    1.4 Turbo petrol 2018 golf highline - value is about 33k - thanks biko


  • Registered Users Posts: 81,223 ✭✭✭✭biko


    Go through the list of insurers https://www.boards.ie/vbulletin/showthread.php?t=2057619504 and try a few.
    It is impossible to give you a ballpark so best try the horse's mouth directly, good luck.


  • Registered Users Posts: 6,206 ✭✭✭DaveyDave


    OSI wrote: »
    Literally anyone will insure that.

    Should get a decent quote too thanks to the safety equipment. My mam would save money driving a Golf compared to her old, slower i30.


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