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What insurance firms do you trust in Ireland?

  • 12-04-2018 2:50pm
    #1
    euser1984
    Registered Users, Registered Users 2 Posts: 1,977 ✭✭✭


    thanks.


Comments

  • #2
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    Obvious answer is: none.
    Why would you trust them?


  • #3
    euser1984
    Registered Users, Registered Users 2 Posts: 1,977 ✭✭✭euser1984


    didn't think about how much i have to lose actually - doesn't really matter anymore


  • #4
    biko
    Registered Users, Registered Users 2 Posts: 81,219 ✭✭✭✭biko


    What is your real question OP?
    Do you need a recommendation?
    If so provide some details about the car you intend to insure.


  • #5
    kupus
    Registered Users, Registered Users 2 Posts: 4,151 ✭✭✭kupus


    Businesses are going bust because of insurance, why would you trust them.


  • #6
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,895 Mod ✭✭✭✭Henry Ford III


    Last stats I read said motor claims were 78% of earned premium income, so total claims paid are very high indeed. Hundreds of millions of € annually perhaps?

    Without insurance you'd be banjaxed financially in the event of a large 3rd party claim.

    A modern car is fast, heavy and easily capable of causing devastating injury in the wrong circumstances.

    We can (and must) take care of that huge potential loss with an insurance policy costing on average just over €500 p.a.

    Insurers are regulated (not perfect by any means) and claims get paid even when things go wrong (I.C.I. P.M.P.A. Quinn Setanta etc.)

    I use 2 large motor insurers and I trust them totally. I hope I never have to use them for a claim, but if I do I'm confident it'll be paid.

    The public to a degree are their own worst enemies. There's a claims culture rampant, and many are fanciful and spurious. The legal profession have a lot to answer for in this regard.

    People get offended by high insurance prices, and without doubt premiums were difficult to stomach when our pockets were empty. They are still not easily paid.

    A bit of balanced thought wouldn't go astray on the subject.


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  • #7
    euser1984
    Registered Users, Registered Users 2 Posts: 1,977 ✭✭✭euser1984


    1.4 Turbo petrol 2018 golf highline - value is about 33k - thanks biko


  • #8
    biko
    Registered Users, Registered Users 2 Posts: 81,219 ✭✭✭✭biko


    Go through the list of insurers https://www.boards.ie/vbulletin/showthread.php?t=2057619504 and try a few.
    It is impossible to give you a ballpark so best try the horse's mouth directly, good luck.


  • #9
    DaveyDave
    Registered Users, Registered Users 2 Posts: 6,428 ✭✭✭DaveyDave


    OSI wrote: »
    Literally anyone will insure that.

    Should get a decent quote too thanks to the safety equipment. My mam would save money driving a Golf compared to her old, slower i30.


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