Advice needed on England to Donegal move

Fefee

Hi peeps
Sorry about my last post I didn't get finishing it as life with a toddler is busy !
Anyway myself and my hubby want to move home to Greencastle, Donegal with our 2 year old.

The main reason for coming home is to be close to family and friends and better social life.
Hubby has a job in motersport and pays very well so will have to give this up for a much more lower pay grade . for this reason are descision is not supported well by our families and think were mad for coming home. This is quite upsetting for us as we want their support and understanding that we are both unhappy living in England but only money matters most and not our happeness.

The only thing that is good about England is our jobs and money ,otherwise we are both lonely and dont have any social life! Life is boring and feel we miss out on the crac back home.

We will have 200k if we sell our house in England.
with this need to buy a house in Ireland with it and invest some off it to bring in a separate income if we are going to be earning less.
We have thought of several options .

1, keep our house in England and rent it out
And purchase a house in Ireland around £130k use the money to pay our morgage in Ireland. So morgage but no income.

2, sell our house in England ,buy a house with land around £170k in Ireland with a separate annex/granny flat. Be morgage free . Went the granny flat out on airbnb.. morgage free plus roughly £500per month income in busy months.
How is the rental market in greencastle ? Would it be busy enough ?

Next is jobs in motering sector
How bad is it ?
Is there much within the motering sector
Hubby works for f1
Theres a new track being built in Dunganon anyone know anything about that ?
We also going to look at commute options.

Health care
How much does going to the doctors and dentist cost and is it worth getting private health insurance ?
I take regular medication for my depression would I be entitled to a medical card .

Drinking culture im bit worried about as hubby does love a pint .

I think thats everything for now !

Graces7

Fefee wrote: »

Hi peeps
Sorry about my last post I didn't get finishing it as life with a toddler is busy !
Anyway myself and my hubby want to move home to Greencastle, Donegal with our 2 year old.

The main reason for coming home is to be close to family and friends and better social life.
Hubby has a job in motersport and pays very well so will have to give this up for a much more lower pay grade . for this reason are descision is not supported well by our families and think were mad for coming home. This is quite upsetting for us as we want their support and understanding that we are both unhappy living in England but only money matters most and not our happeness.

The only thing that is good about England is our jobs and money ,otherwise we are both lonely and dont have any social life! Life is boring and feel we miss out on the crac back home.

We will have 200k if we sell our house in England.
with this need to buy a house in Ireland with it and invest some off it to bring in a separate income if we are going to be earning less.
We have thought of several options .

1, keep our house in England and rent it out
And purchase a house in Ireland around £130k use the money to pay our morgage in Ireland. So morgage but no income.

2, sell our house in England ,buy a house with land around £170k in Ireland with a separate annex/granny flat. Be morgage free . Went the granny flat out on airbnb.. morgage free plus roughly £500per month income in busy months.
How is the rental market in greencastle ? Would it be busy enough ?

Next is jobs in motering sector
How bad is it ?
Is there much within the motering sector
Hubby works for f1
Theres a new track being built in Dunganon anyone know anything about that ?
We also going to look at commute options.

Health care
How much does going to the doctors and dentist cost and is it worth getting private health insurance ?
I take regular medication for my depression would I be entitled to a medical card .

Drinking culture im bit worried about as hubby does love a pint .

I think thats everything for now !

OK! Medical card; see Citizens Info for that and other aspects..

http://www.citizensinformation.ie/en/health/medical_cards_and_gp_visit_cards/medical_card.html

Lumen

Don't be a landlord.

Nekarsulm

My honest opinion? Stay where you are.
Your husband will get no work comparable to what he's doing now.
Jobs in motor industry? Car salesman appeal to him?
Perhaps move house where you are, if you can find and afford a nicer area.

Family and friends and scenery are great, but a crash in income leads to resentment and stress /blame etc.

afkasurfjunkie

Honestly the drinking and depression would worry me more than anything else. We are coming out of the longest winter here. Weather has been cold and miserable for months. Donegal generally doesn’t get the best weather. I think that would depress anybody. The craic isn’t the same as it used to be years ago either. Pubs are quieter. Once you have family, the option of going out lessens and lessens. I can’t really see your quality of life improving in Donegal. You seem to be fairly well set up where ye are at the moment. Come home for an extended holiday in the summer when the weather is better and the place is livelier. I think your family are right.

Graces7

OP have a look on daft. ie re Greencastle?

http://www.daft.ie/donegal/houses-for-sale/greencastle/

Lovely place, but very quiet.

Do keep seeking though!

The_Honeybadger

I too would advise extreme caution before giving up a very lucrative career to move home. I don’t know what exactly your husband does or how transferable his skills are but my guess is that he won’t get anything close to the money he is now earning. Going from a situation where money is no object to struggling all of a sudden would test even the strongest marriage.

If I was you I would make a big effort to integrate in to the community where you are. There must be local groups and activities where you can get involved and get to know people. I don’t know what age you are but I can tell you the craic back home can tail off considerably once people get in to their thirties and kids etc come along, you may not be missing out on as much as you think, although I definitely do understand where you are coming from.

If his income is that good and the yearning for home is that strong would it be an option to purchase a holiday home in Donegal and rent it by the week when you are not there? This might allow you to spend more time back home in the summers and other holidays?

Fefee

Cant reply to any of my posts, ! Keep saying 503 error . Really frustrating

Graces7

ah I keep missing that the OP has family thereabouts? Surely that will make a difference as it is not that they will be coming to a place full of strangers.

Fefee

I have to reply like this as everytime I try to reply it gives a 503 error.

So im quite surprised a few people have advised to stay in England dispite I would be mortgage free wither in England this will possibly not happen.
I work out if hubby got a job bringing in £1600 either in Donegal or communicating from Belfast. Hubby is happy to work as a car sales man . Plus money from our an airbnb £500 total of £2100 would be the same as England .

Yes gracie, all our family live there
We have lived in England for 8 years , I go to all the social activities and play groups . We both super outgoing and friendly and lack deep friendships like back home .

Graces7

Fefee wrote: »

I have to reply like this as everytime I try to reply it gives a 503 error.

So im quite surprised a few people have advised to stay in England dispite I would be mortgage free wither in England this will possibly not happen.
I work out if hubby got a job bringing in £1600 either in Donegal or communicating from Belfast. Hubby is happy to work as a car sales man . Plus money from our an airbnb £500 total of £2100 would be the same as England .

Yes gracie, all our family live there
We have lived in England for 8 years , I go to all the social activities and play groups . We both super outgoing and friendly and lack deep friendships like back home .

Many of us missed that in involving with other aspects.I really hope this works for you and of course being Irish makes it easier anyways .

Brego888

I'm from Donegal and I think expecting to make money on a granny flat on airbnb in Greencastle is pie in the sky. Lovely area but very quiet.
Whatever decision you come to please don't make it a reliance on making money this way.

Lumen

Possibly not a great time to be moving near the border.

http://www.thejournal.ie/cross-border-mortgage-ptsb-3929493-Apr2018/

Fefee

Im not sure that will effect me as I buying a house outright

Fefee

Thanks for everyones replies and definitely hammers home how tough the job market is .
However I feel I can't go on living here feeling so bored and lonely. I have given it 8years .

Im going to take my chances as if it pays off it will be so much better for my family to be surrounded by family and close friendships.

We will have no mortgage at the end of the day and can travel to Belfast for jobs if need be.

enricoh

Go on holidays to Donegal regularly and unfortunately it is getting left behind economically. I think the devaluing of Sterling is hitting tourism a fair bit.
Having said that your money goes a lot further up there so you don't need to earn a fortune.
Good luck

Fefee

Nekarsulm wrote: »

My honest opinion? Stay where you are.
Your husband will get no work comparable to what he's doing now.
Jobs in motor industry? Car salesman appeal to him?
Perhaps move house where you are, if you can find and afford a nicer area.

Family and friends and scenery are great, but a crash in income leads to resentment and stress /blame etc.

Fefee
My hubby realises it will be a lower status. Job but willing to make the compromise as mortgage free and closer to family and friends.

Where we live is Oxfordshire , beautiful,posh and boring.