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No Claims Discount Protection v Stepback Protection

tiredblondie · 2018-03-26 11:13:42

Is it worth taking out full no claims discount protection or is stepback protection sufficient? I have 9+ years ncd - i don't know if there is a cut off Liberty Insurance state that with stepback, 5 years ncd would mean 2 years back if there was an accident - does that mean at 9+ years it would go back to 7 or would 5 be…

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26-03-2018 12:13pm

#1

tiredblondie

Registered Users Posts: 706 ✭✭✭

Join Date: January 2017

Posts: 653

Is it worth taking out full no claims discount protection or is stepback protection sufficient?
I have 9+ years ncd - i don't know if there is a cut off
Liberty Insurance state that with stepback, 5 years ncd would mean 2 years back if there was an accident - does that mean at 9+ years it would go back to 7 or would 5 be the max?
It makes a difference of approx 80euro on my renewal....

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