Farm Accident - What Support

Irish Traveling

Hi all,

I’m looking for information on what supports are available to farmers if they are unable to work. Any advice would be greatly appreciated.

A very good friend of my wife’s husband had a serious farm accident last night, and while he is OK, thankfully, he will not be able to work for months. He farms on his own, but from what I understand his work load was more than he could handle (possibly a factor in the accident).

He has a family to support which make this all the more difficult. I would like to be able to provide help/advice to his wife. Can anyone tell me what supports are available to him and his family. I don’t know if he has any type of insurance that would cover farm support (I doubt if he has).

He is a dairy farmer, primarily.

Thanks in advance.

D.

Dakota Dan

Irish Traveling wrote: »

Hi all,

I’m looking for information on what supports are available to farmers if they are unable to work. Any advice would be greatly appreciated.

A very good friend of my wife’s husband had a serious farm accident last night, and while he is OK, thankfully, he will not be able to work for months. He farms on his own, but from what I understand his work load was more than he could handle (possibly a factor in the accident).

He has a family to support which make this all the more difficult. I would like to be able to provide help/advice to his wife. Can anyone tell me what supports are available to him and his family. I don’t know if he has any type of insurance that would cover farm support (I doubt if he has).

He is a dairy farmer, primarily.

Thanks in advance.

D.

Sorry to hear about that, so he's your friend?

endacl

Dakota Dan wrote: »

Sorry to hear about that, so he's your friend?

Irish Traveling

Dakota Dan wrote: »

Sorry to hear about that, so he's your friend?

No, he’s not. He’s the husband of a very good friends of my wife’s. Apologies, it was slip of the keyboard.....

Thanks for your very helpful post!!

memorystick

He may employ someone maybe through FRS. Tis hard to get neighbours for a prolonged period and especially if cows need milking.

Doctors room ghost

I’m not sure but could they apply for illness benefit through social welfare with doctors certificate?just an idea that may be available.worth checking anyway.worst they can say is no.sorry to hear about accident

Irish Traveling

memorystick wrote: »

He may employ someone maybe through FRS. Tis hard to get neighbours for a prolonged period and especially if cows need milking.

I presume he’d have to already be a member of the FRS?

memorystick

Irish Traveling wrote: »

I presume he’d have to already be a member of the FRS?

No. Just be willing to pay whatever it is. Hope your man is ok.

Dakota Dan

memorystick wrote: »

No. Just be willing to pay whatever it is. Hope your man is ok.

Unless he might have insurance with fbd covering sickness, it used to be around €75/week for farm relief and fbd pay the balance.

mayota

If he’s an IFA member he will have some form of insurance through them.

yewtree

I have insurance cover with FBD it will cover income if I am laid up, your man might have it as part of his cover.

Mooooo

He surely has insurance, this will cover labour for personal injury, if he is a member of the ifa he may also have accident cover with them. Other than that it's a case there is welfare for farmers I think but that would be income related so he may be over the threshold. Other than that he will have to rely on help and will have to streamline things as much as possible, bull calves sold at 2 weeks, perhaps get someone in each day to just look after calves or switch to oad feeding of calves. Putting cows on oad milking may be an option but that would want a very experience person milking, ideally the same person to make sure mastitis and scc won't become an issue.
What he yerselves could do would be drop over decent dinners that can be frozen and heat up easily perhaps offer to collect kids etc if close by and be an ear if needed

Dakota Dan

Mooooo wrote: »

He surely has insurance, this will cover labour for personal injury, if he is a member of the ifa he may also have accident cover with them. Other than that it's a case there is welfare for farmers I think but that would be income related so he may be over the threshold. Other than that he will have to rely on help and will have to streamline things as much as possible, bull calves sold at 2 weeks, perhaps get someone in each day to just look after calves or switch to oad feeding of calves. Putting cows on oad milking may be an option but that would want a very experience person milking, ideally the same person to make sure mastitis and scc won't become an issue.
What he yerselves could do would be drop over decent dinners that can be frozen and heat up easily perhaps offer to collect kids etc if close by and be an ear if needed

I thought IFA accident cover only involves losing a limb and then it's only 20k?

Mooooo

Dakota Dan wrote: »

I thought IFA accident cover only involves losing a limb and then it's only 20k?

Not sure it had different figures for different injuries, eye, limb etc. 12k was with came here after a life changing accident off the ifa policy. It's not much but all helps no harm to check it anyway

memorystick

Would it be possible to set up a poll to see who has insurance?

Nekarsulm

Dakota Dan wrote: »

I thought IFA accident cover only involves losing a limb and then it's only 20k?

It could easily be different now, but years ago I got my hand broken, required a pin and a bone graft.
Thought I'd just have to put up with it, but someone mentioned to me was I not insured through IFA membership.
Turned out that I was.
Made a claim and after fairly careful checking, received about 2200 Punts. Paid a few bills for labour hired in.

whelan2

We have personal accident through fbd. They don't pay out for the first week off. Think €720 /week is what we are in for. Would it cover someone to do your work? Also have serious illness cover and ifa cover.

Mooooo

Would advise anyone to have at least personal accident cover on the farm policy and also look for a critical illness policy also if they can

wrangler

Mooooo wrote: »

Would advise anyone to have at least personal accident cover on the farm policy and also look for a critical illness policy also if they can

Very important if you have a family, not so much if you don't, most farmers would have enough assets to get you through

Waffletraktor

Mooooo wrote: »

Would advise anyone to have at least personal accident cover on the farm policy and also look for a critical illness policy also if they can

Also to have a break glass in case of emergency folder put away with ALL required info for a spouse etc would need to keep show on the road in the shorterm.

Cattlepen

Waffletraktor wrote: »

Also to have a break glass in case of emergency folder put away with ALL required info for a spouse etc would need to keep show on the road in the shorterm.

That is a very good idea

Hurling Hereford

Irish Traveling wrote: »

Hi all,

I’m looking for information on what supports are available to farmers if they are unable to work. Any advice would be greatly appreciated.

A very good friend of my wife’s husband had a serious farm accident last night, and while he is OK, thankfully, he will not be able to work for months. He farms on his own, but from what I understand his work load was more than he could handle (possibly a factor in the accident).

He has a family to support which make this all the more difficult. I would like to be able to provide help/advice to his wife. Can anyone tell me what supports are available to him and his family. I don’t know if he has any type of insurance that would cover farm support (I doubt if he has).

He is a dairy farmer, primarily.

Thanks in advance.

D.

Please have a look at this website, https://embracefarm.com/