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Help to Buy - New Build

  • 12-02-2018 8:08pm
    #1
    dellas1979
    Closed Accounts Posts: 4,128 ✭✭✭


    Hello all,

    I've planning in place. And mortgage approved for a build. Tenders will go out in next week or so (hoping a building company).

    I will be applying for the Help to Buy scheme. According to the bank (theyve done valuation), I have an LTV of 75%. So, on paper, I qualify (just not sure for how much yet...Ive to get P60/P21 for 2017 which hasnt come out yet).

    Few questions (never actually spoken to anyone who has done HTB!):
    Has anyone here done this?
    How does it actually work (am assessed, and its paid to builder?)
    Is it worth it? The reason I asking is that archi said to me, might put builders off (lots of admin etc). Anyone know if this is true?
    Do the builders need to have anything in particular (insurance or approval)

    Its very hard to get information on the scheme!

    Any information at all would be great.


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