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Integra non vtec insurance

  • 11-02-2018 1:10am
    #1
    Registered Users, Registered Users 2 Posts: 4


    Well lads, I was looking for my first car and heard u can insure 20+ year car as a classic/vintage for cheap.

    I was looking at a stock normal non turbo non vtec integra 1.6 liter. Whats your take on me gettin a normal quote for this car?

    Thanks :)


Comments

  • Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    Not every car, they don't like jap cars for starters.

    You need to be 25 or older with a full licence, Car needs to be 20 years or older with a yearly limit of 6000 miles or so.

    Try first Ireland brokers. I've my classic policy through them for 400 a year.

    Dont see them touching the Integra, and I bet you are not over 25?


  • Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    vilkela wrote: »
    Well lads, I was looking for my first car and heard u can insure 20+ year car as a classic/vintage for cheap.

    I was looking at a stock normal non turbo non vtec integra 1.6 liter. Whats your take on me gettin a normal quote for this car?

    Thanks :)

    Your first insurance + that car = no, chance, lance.

    Certainly not as a classic / vintage.

    Classic providers have cottoned on to people trying to break the rules to get otherwise uninsurable (for them) cars on the road and you may as well be wearing a neon sign stating what you are looking to do.

    Do you have a full licence?


  • Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    I've heard some require you to have another policy in your name (on your main car) etc.


  • Registered Users, Registered Users 2 Posts: 5,140 ✭✭✭James Bond Junior


    There are a few stipulations. German cars need to be 15 years or older with First Ireland. Jap stuff has to be 20 or older. You also need to have a full time daily car with a full policy. Commuting is often not covered either. I would say you will need to rethink this.


  • Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    beauf wrote: »
    I've heard some require you to have another policy in your name (on your main car) etc.

    Some companies do, some don't. I only own one car which is under my classic policy through first Ireland, But it seems a bit hit and miss when you inquire.


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  • Closed Accounts Posts: 22,648 ✭✭✭✭beauf


    Skatedude wrote: »
    ...But it seems a bit hit and miss when you inquire.

    The OP might be better asking in the Vintage car forums. They might have more experience of it. I certainly gave up on the idea. Haven't looked at it since. I do low mileage but still not low enough to qualify anytime I checked it out. Which is a long time ago now.


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