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Hit and run with a company vehicle

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  • 06-02-2018 5:18pm
    #1
    Ritchiii
    Registered Users Posts: 26 ✭


    I was hit by a company vehicle while I was away and found a note with the registration number. I have made a report and was told by Garda in Waterford you'll probably receive nothing. I informed my insurance company but they have yet to follow up.

    How and where do I go to start the process of compensation for the damages caused to my car?

    More info: Intoxicated driver stole a Company van while the keys were in the ignition and ploughed into several cars in Waterford, mine included. I have the registration number and the name of the company. What is my next step?


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    #2
    punisher5112
    Registered Users Posts: 24,647 ✭✭✭✭punisher5112


    Ritchiii wrote: »
    I was hit by a company vehicle while I was away and found a note with the registration number. I have made a report and was told by Garda in Waterford you'll probably receive nothing. I informed my insurance company but they have yet to follow up.

    How and where do I go to start the process of compensation for the damages caused to my car?

    More info: Intoxicated driver stole a Company van while the keys were in the ignition and ploughed into several cars in Waterford, mine included. I have the registration number and the name of the company. What is my next step?

    Claim off your own or check mibi uninsured drivers.

    Quite a pickle.

    Hope the car isn't too bad.


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    #3
    Kristopherus
    Registered Users Posts: 11,907 ✭✭✭✭Kristopherus


    Why 2 threads ????


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    #4
    punisher5112
    Registered Users Posts: 24,647 ✭✭✭✭punisher5112


    Kristopherus wrote: »
    Why 2 threads ????

    One it seems is onto their own insurance...


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    #5
    Ritchiii
    Registered Users Posts: 26 ✭Ritchiii


    punisher5112 wrote: »
    Claim off your own or check mibi uninsured drivers.

    Quite a pickle.

    Hope the car isn't too bad.

    Wouldn't claiming from my own insurance cost me? It sounds counterproductive. Claim from my own insurance for damages caused by someone else only for my premium to go up?
    Am I correct in how that works?


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    #6
    Ritchiii
    Registered Users Posts: 26 ✭Ritchiii


    Kristopherus wrote: »
    Why 2 threads ????

    Explained below


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    #7
    punisher5112
    Registered Users Posts: 24,647 ✭✭✭✭punisher5112


    Ritchiii wrote: »
    Wouldn't claiming from my own insurance cost me? It sounds counterproductive. Claim from my own insurance for damages caused by someone else only for my premium to go up?
    Am I correct in how that works?

    I would contact your own insurance anyway and obviously report what happened.

    They can fix you up and get from other side if found liable etc.


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    #8
    tk123
    Registered Users Posts: 14,032 ✭✭✭✭tk123


    Give the details to your insurance company and let them chase the other crowd up.


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    #9
    cup of tea
    Registered Users Posts: 749 ✭✭✭cup of tea


    The principle of 'insurers concerned' applies once the vehicle is identified which it is in this case. The insurance company who insurers ' the use of' the vehicle will handle the claim IIRC.


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