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27 year old first time insurance

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  • 05-02-2018 1:52pm
    #1
    towntown
    Registered Users Posts: 28 ✭


    My mother is a named driver under her partners insurance I have a provisional licence and a 1.1 05 Peugeot 206. I am looking to get insured under her but the cheapest quote I have recieved so far is €2900. I cant use her no claims bonus as she is only a named driver under her partner.

    Because I am over 26 I cant use drive save apps or boxymo any suggestions?


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    #2
    ace_irl
    Registered Users Posts: 274 ✭✭ace_irl


    Put yourself down as the main driver and add your mother as the second driver.

    Try as many places as you can, I have always found the AA the cheapest since I started driving, but you might have issues with the car being 13 years old.

    If you can't afford the full amount upfront, try getting a small loan for it over the year, the interest is cheaper, I think the normal interest on direct debit payments with the AA is around 15% credit union is around 9% depending on your local branch.

    Try get your lessons and pass your test as quick as you can. But with an older car and no insurance history is is difficult and you have to just suck it up and pay.


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    #3
    towntown
    Registered Users Posts: 28 ✭towntown


    ace_irl wrote: »
    Put yourself down as the main driver and add your mother as the second driver.

    Try as many places as you can, I have always found the AA the cheapest since I started driving, but you might have issues with the car being 13 years old.

    If you can't afford the full amount upfront, try getting a small loan for it over the year, the interest is cheaper, I think the normal interest on direct debit payments with the AA is around 15% credit union is around 9% depending on your local branch.

    Try get your lessons and pass your test as quick as you can. But with an older car and no insurance history is is difficult and you have to just suck it up and pay.

    Got insured through a different company. Will send over details and payments tomorrow. Will I have actual insurance disc before the weekend?


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    #4
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,692 Mod ✭✭✭✭Henry Ford III


    Get your full license pronto. Things will get much easier if you do.


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    #5
    ace_irl
    Registered Users Posts: 274 ✭✭ace_irl


    towntown wrote: »
    Got insured through a different company. Will send over details and payments tomorrow. Will I have actual insurance disc before the weekend?

    I'm not sure, they should be able to advise you on how long it will take to arrive.


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    #6
    Demosthenes
    Registered Users Posts: 121 ✭✭Demosthenes


    towntown wrote: »
    Got insured through a different company. Will send over details and payments tomorrow. Will I have actual insurance disc before the weekend?

    Any details on the quote you got and with who? New driver, 26 with a 05 1.4 Golf here, trying to navigate the scam artistry of Irelands car insurance industry.


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