Can I tax car with no insurance

Ultimate Seduction

Can a car be taxed without insurance. It has valid NCT.

wexie

No, you need a policy number and expiry date to tax a car.
Having said that I don't know if there is any mechanism to check if either are valid.

However, in my experience if you're going to be pulled over without one of the three (tax, insurance or NCT) then insurance is the one most likely to end you up in court. And rightly so

KaiserLu

Ultimate Seduction wrote: »

Can a car be taxed without insurance. It has valid NCT.

Why would you want to?

pudzey101

KaiserLu wrote: »

Why would you want to?

maybe he wants to sell it , i called into my tax office and they just told me write down random numbers inside the box if i dont know or have the documents with me .

wexie

pudzey101 wrote: »

i called into my tax office and they just told me write down random numbers inside the box if i don't know or have the documents with me .

that's insane, can't say I'm too surprised though, some tools working there.

Muppet Man

When taxing a car on motortax.ie, the form that asks for insurance details is not validated at all beyond having x number of digits in the policy number.

That being said, it is illegal to drive a car without valid insurance, but you know this anyway.

pudzey101

wexie wrote: »

that's insane, can't say I'm too surprised though, some tools working there.

It was a motorbike i was selling they asked for logbook as far as i remember , same goes like said above no verification goes into your insurance policy number , when the disk arrives your reg is on it is what matters

Skatedude

You can tax it online just fine, just put in any details for the insurance, the system does not actually verify the details.

boardsuser1

pudzey101 wrote: »

maybe he wants to sell it , i called into my tax office and they just told me write down random numbers inside the box if i dont know or have the documents with me .

wexie wrote: »

that's insane, can't say I'm too surprised though, some tools working there.

He's right, i did it myself last summer, no questions asked.

The details you provide are uploaded onto their data base, this then forms part of the data to while the garda traffic corps have access to via ANPR, i never had an issue with it.

I have insurance, just not directly to the vehicle in question, i was using the full comp extension to drive it.

wexie

pudzey101 wrote: »

It was a motorbike i was selling they asked for logbook as far as i remember , same goes like said above no verification goes into your insurance policy number , when the disk arrives your reg is on it is what matters

I dunno, I guess it's nice they saved you a bit of a headache in the tax office.
On the other hand I think we can assume that majority of the time someone is taxing a vehicle it's to actually use it. In which case maybe it wouldn't hurt if it couldn't be done without valid insurance details.

It's a bit of a strange system overall if you ask me.

Dr Turk Turkelton

KaiserLu wrote: »

Why would you want to?

So someone else can drive it on this party extension.
It would need tax and nct to be fully legal on the road for the other driver.

KaiserLu

KaiserLu wrote: »

Why would you want to?

Might want to drive it using his driving other cars extension if the car isn't in his name.

wexie

Davina Round Quintuple wrote: »

Might want to drive it using his driving other cars extension if the car isn't in his name.

Do most insurance companies not stipulate that the car is still covered by a policy? Or is that just some?

boardsuser1

wexie wrote: »

Do most insurance companies not stipulate that the car is still covered by a policy? Or is that just some?

Mine have said that the other car DOES NOT need its own insurance policy.

I'm with them well over a decade though so i might be a special case :pac::pac::pac:

wexie

wexie wrote: »

Do most insurance companies not stipulate that the car is still covered by a policy? Or is that just some?

It was none until recently, I think aviva now say the other car has to be insured but they are the only one as far as I know.

wexie

Davina Round Quintuple wrote: »

It was none until recently, I think aviva now say the other car has to be insured but they are the only one as far as I know.

Cork Truck Driver wrote: »

Mine have said that the other car DOES NOT need its own insurance policy.

I'm with them well over a decade though so i might be a special case :pac::pac::pac:

Insurance is a pain in the hole

Would be so much easier if you could just insure a driver.

wexie

wexie wrote: »

Insurance is a pain in the hole

Would be so much easier if you could just insure a driver.

This is essentially how insurance works in Ireland, we insure a driver.Iit would be much better if you could just insure a car like in many other European counties. You can easily insure multiple cars, anyone can drive the car no messing with naming drivers etc etc. A much better way to do it.

uck51js9zml2yt

wexie wrote: »

I dunno, I guess it's nice they saved you a bit of a headache in the tax office.
On the other hand I think we can assume that majority of the time someone is taxing a vehicle it's to actually use it. In which case maybe it wouldn't hurt if it couldn't be done without valid insurance details.

It's a bit of a strange system overall if you ask me.

It goes back to the days when you had to bring all your Doc's with you to tax the car.

wexie

Davina Round Quintuple wrote: »

This is essentially how insurance works in Ireland, we insure a driver.

How so?

If that's the case why do I need a separate policy for each car I own? (despite only ever being able to drive one at a time)
Can't use NCB on a different policy etc. etc.?

If anything we insure a car and driver combination?

boardsuser1

wexie wrote: »

Insurance is a pain in the hole

Would be so much easier if you could just insure a driver.

It's an even bigger pain when you see people successfully getting away without having it day in day out, we are the scapegoats for them in the event of an RTC.