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How to receive payments without a website?

  • 01-02-2018 10:26pm
    #1
    Guestboarder
    Registered Users, Registered Users 2 Posts: 139 ✭✭


    Hi all,

    I don't have a website yet but my classes are up and running. I take booking through facebook and email. How do I receive payments from customers? Paypal is the obvious one but its so expensive! Is there any other way around it? Bank transfer too awkward??


Comments

  • #2
    Tenigate
    Closed Accounts Posts: 849 ✭✭✭Tenigate


    Bank transfer is fine. Personal cheque. Cash. Postal order. Years ago i used to accept amazon gift vouchers if i sold something on ebay

    Paypal may be expensive, but so is losing business because you don't accept it. You could ask people to pay a non refundable deposit via paypal, and the balance using a cheaper payment method later.


  • #3
    Trojan
    Registered Users, Registered Users 2 Posts: 16,414 ✭✭✭✭Trojan


    You can set up a sales page with Gumroad.com or similar (Gumroad is one of the better ones).

    🎙️ The Recognized Authority Podcast



  • #4
    Guestboarder
    Registered Users, Registered Users 2 Posts: 139 ✭✭Guestboarder


    Tenigate wrote: »
    Bank transfer is fine. Personal cheque. Cash. Postal order. Years ago i used to accept amazon gift vouchers if i sold something on ebay

    Paypal may be expensive, but so is losing business because you don't accept it. You could ask people to pay a non refundable deposit via paypal, and the balance using a cheaper payment method later.

    Are bank transfers handy enough now for all banks? I remember having to set account numbers up and use key cards and all sorts when trying to transfer funds to new accounts with AIB!


  • #5
    Guestboarder
    Registered Users, Registered Users 2 Posts: 139 ✭✭Guestboarder


    Trojan wrote: »
    You can set up a sales page with Gumroad.com or similar (Gumroad is one of the better ones).

    Never heard of it....could you explain a bit more (sorry complete tech idiot here). Is it expensive? Does it accept card payments etc?

    ....ETA just checked it out, looks really good, but the pricing is the same as paypal 3.5% =.30c per transaction plus from 10.99 per month fee...


  • #6
    Axwell
    Moderators, Computer Games Moderators Posts: 10,462 Mod ✭✭✭✭Axwell


    Guestboarder wrote: »
    Are bank transfers handy enough now for all banks? I remember having to set account numbers up and use key cards and all sorts when trying to transfer funds to new accounts with AIB!

    AIB lets you do quick payments now on the app as long as they are under 1k.

    You can also setup a stripe account and invoice people through it and there is a payment link on the invoice which will let them put in card details and pay you. There are still fees involved like paypal but have a look.


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  • #7
    Guestboarder
    Registered Users, Registered Users 2 Posts: 139 ✭✭Guestboarder


    Axwell wrote: »
    AIB lets you do quick payments now on the app as long as they are under 1k.

    You can also setup a stripe account and invoice people through it and there is a payment link on the invoice which will let them put in card details and pay you. There are still fees involved like paypal but have a look.

    ok great thanks


  • #8
    Trojan
    Registered Users, Registered Users 2 Posts: 16,414 ✭✭✭✭Trojan


    You will have to pay something for payment processing, unless you require cash or electronic payment via IBAN, but that puts hassle back on your customers.

    It's usually better to look at ways to make it easier for customers to pay, even if it costs you a bit. I'd be reexamining your pricing strategy.

    🎙️ The Recognized Authority Podcast



  • #9
    Guestboarder
    Registered Users, Registered Users 2 Posts: 139 ✭✭Guestboarder


    Trojan wrote: »
    You will have to pay something for payment processing, unless you require cash or electronic payment via IBAN, but that puts hassle back on your customers.

    It's usually better to look at ways to make it easier for customers to pay, even if it costs you a bit. I'd be reexamining your pricing strategy.

    Yes I think you're right. I am going to have to figure that one out. Do you happen to know if a wordpress site is free and if you can set up payments on them?


  • #10
    Axwell
    Moderators, Computer Games Moderators Posts: 10,462 Mod ✭✭✭✭Axwell


    Wordpress is just a platform which you can build a website on. Wordpres is free to download but you need a domain, hosting and the ability to build the website or pay someone to do it. You can have wordpress host a blog for you but that limits the domain and functionality.

    At the end of the day you can set up payments on any website but it still needs to go through a payment processor be it stripe, paypal or whatever.

    There is no way on a website to get people to pay you with their credit card and for it to be free. Someone always has to process that transaction and verify it.


  • #11
    capefear
    Registered Users, Registered Users 2 Posts: 783 ✭✭✭capefear


    https://mysplink.com

    We use the above and it’s handy.


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  • #12
    Mrs OBumble
    Registered Users, Registered Users 2 Posts: 26,288 ✭✭✭✭Mrs OBumble


    Classes you say .... cash is king!


  • #13
    sysprogrammer
    Registered Users, Registered Users 2 Posts: 224 ✭✭sysprogrammer


    would you prefer to take payment in advance ? Stripe and Paypal are worth looking at.

    If you would like to take payment at the class itself (via debit/credit card) then SumUp.ie is a good option.

    Also as Mrs OBumble recommended, cash.


  • #14
    Guestboarder
    Registered Users, Registered Users 2 Posts: 139 ✭✭Guestboarder


    The only problem with cash or paying at the classes is that I will loose money if, on the day, people decide not to come, then ive already factored them into the numbers and spent money on their ingredients (Cookery classes)


  • #15
    Guestboarder
    Registered Users, Registered Users 2 Posts: 139 ✭✭Guestboarder


    capefear wrote: »
    https://mysplink.com

    We use the above and it’s handy.

    This looks really good. Trying to understand how it works, could you explain a little? Do you know what the charge is per transaction? Thanks so much


  • #16
    ted1
    Registered Users, Registered Users 2 Posts: 23,893 ✭✭✭✭ted1


    How specialised are your classes ? You will lose potential business by not having online payments.

    You could charge a nominal amount if a deposit via PayPal and then take the rest at the start of the class.

    That way you’ll get commitment from the student and reduce your transaction charges


  • #17
    ironclaw
    Registered Users, Registered Users 2 Posts: 8,004 ✭✭✭ironclaw


    You could have a very simple booking system set up very quickly with WordPress and WooCommerce. One class would pay it back.

    WordPress (Free)
    Stripe (Free)
    WooCommerce (Free)
    SSL Cert (Can be free)

    Simply, you would sell a 'Product' that is a class.

    If you want to get fancy and have the ability for people to select dates from a calendar:

    WooCommerce Bookings (200EUR)
    WooCommerce Deposits (150EUR)

    I can PM you a demo if you wish. You'd be foolish in my eyes not to offer online booking and payments, your certainly losing customers without it.


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